Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 11 of 11 for “"ROSCAs"”.
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ROSCAs, poverty alleviation and economic development : a case study of Jamaican paadner groups
Thesis (M.S.)--Massachusetts Institute of Technology, Dept. of Urban Studies and Planning, 1992.
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Rotating Saving and Credit Associations in Cameroon: Contractual arrangements between members
… Its describes the operational procedures. RoSCAs are associations formed by a core of individuals who willingly and regularly contribute periodically a fixed or variable amount to a fund which is awarded according to the random or bidding allocations to a sub-set of members in rotation. Its …
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Essays on informal banking
… of rotating savings and credit associations (roscas) where members are quasi-hyperbolic discounters. I show that, in this setting, roscas function as commitment savings devices, and can survive in equilibrium even in the absence of formal contracting or informal social sanctions. In Chapter 2, …
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Essays on rotating savings and credit associations
… on rotating savings and credit associations (Roscas) suggests that identical individuals prefer a random to a bidding Rosca when participants save for a lumpy durable or an investment good. Here, in contrast, under the assumption that Rosca funds are used for consumption, that participants are …
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Re-collective Revolution: A Reclamation of Black Self-Subsistent Economic Tradition
… the Rotating Credit and Savings Associations (roscas) of pre-colonial Nigeria. The paper proceeds with an examination of the Boston Ujima Project, the Boston Food Solidarity Economy, and the Center for Cooperative Development and Solidarity – Boston-based organizations and movements today that …
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From consumers to investors: an investigation into the character and nature of stokvels in South Africa's urban, peri-urban and rural centres using a phenomenological approach
… of Rotating Savings and Credit Associations (ROSCAs) or Accumulating Savings and Credit Associations (ACSAs). There are over 820 000 stokvels with a combined membership of 11.4 million people and handling over R44 billion per annum. It is well documented that the majority of the funds that …
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Stokvels: bringing together borrowers, savers, and investors
… for Rotating Savings and Credit Associations (ROSCAs) and Accumulating Savings and Credit Associations (ASCAs) which are informal financial associations where the members agree to regularly contribute a set amount to a fund. In South Africa, there are 11.4 million stokvel members which make up …
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Financial Aspects of Stand-alone Solar Power Systems in Sub-Saharan Africa
… to as Rotating Savings and Credit Associations (ROSCAs) or Accumulating Savings and Credit Associations (ASCAs). These partnerships will provide a wider platform to educate rural residents on the benefits of solar lighting and to encourage members to purchase these products for their homes.
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An assessment of the utilisation of stokvels or rotating savings and credit associations to influence healthy eating in South Africa
… that delved into the socio-economic impacts of ROSCAs and ASCAs, providing a foundational understanding of the role of stokvels in the region. This was complemented by stakeholder mapping, where indepth interviews with 21 key stakeholders were conducted to identify the macro-level influencers on …
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Social capital and role of stokvels in the economic lives of poor people in Khayelitsha, Cape Town
The study seeks to understand the role and the impact of stokvels, especially on low-income groups living in Khayelitsha in Cape Town. The focus is on the role of social capital and the economic impact on the lives of stokvel members. The study investigates how social capital is developed and …
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Three essays on financial inclusion in Africa and the Middle East
… wider impact on their socio-economic wellbeing. ROSCAs and other forms of traditional institutions are significant devices for the poor in their attempts to diffuse the impact of shocks as well as building trust and social capital. The third study in this thesis considers whether electricity …