Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
Results
Showing 1 to 8 of 8 for “"Precautionary Saving"”.
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A comparison of household saving motives between Chinese and Americans
… of this study is to compare the household saving motives between Chinese and Americans. The two datasets used in this study are from the 2008 Survey of Chinese Consumer Finance and Investor Education and the 2007 Survey of Consumer Finances in the United States. The likelihood of reporting …
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FinTech ecosystem driven economic growth in China under the new normal: from the perspective of households
… reduces discretionary spending and strengthens precautionary saving, with stronger effects among lower-income households. The second essay investigates how Digital Finance (DF), particularly mobile payments, influences household consumption patterns and financial decision-making, showing that …
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Asset Limits, Savings Behavior, and Welfare: Evidence from the SIPP and a Life-Cycle Model
… in means-tested welfare programs shape household saving behavior. I exploit cross-state variation in Temporary Assistance for Needy Families (TANF) asset limits by linking these limits to individual-level data from the Survey of Income and Program Participation (SIPP) and estimating ordinary least …
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Essays on Macroeconomic Uncertainty and Capital Flows
… of the volatility shock strengthens the precautionary saving motive and encourages a more significant accumulation of foreign assets in the small open economy.</p>
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Essays on loss aversion and household portfolio choice
… households' insurance buying decisions and savings decisions. The first chapter, ""Prospect Theory and Insurance Demand,"" tries to answer the question of why a substantial fraction of households remains uninsured even if classical expected utility theory predicts that it is beneficial to …
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MOTIVATIONS AND ECONOMIC CONSEQUENCES OF CORPORATE FINANCIALIZATION: EVIDENCE FROM CHINESE LISTED NON-FINANCIAL COMPANIES
… is influenced by motives such as preventive savings, investment substitution, shadow banking, and earnings management. The latter three motives are more pronounced than preventive savings, suggesting a speculative nature to the financialization trend, which separates these companies from the …
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Essays in International and Monetary Economics
… to be at least partially diversified, and for precautionary saving motives. We bring the model to bear on empirical evidence, using household-level scanner data from Euro area regions and United Kingdom, together with a matching model for financial market participation. Our contribution is …
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Stochastic Control, Optimal Saving, and Job Search in Continuous Time
… in capital and labor income on the individual saving behavior. The underlying uncertain variables are here modeled as stochastic processes that each obey a specific stochastic differential equation, where uncertainty stems either from Poisson or Lévy processes. The results on the optimal …