Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 26 for “"Personal finance."”.
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Development of a Web Application for Personal Finance Management and Analysis
Αντικείμενο της παρούσας διπλωματικής εργασίας αποτελεί η σχεδίαση και ανάπτυξη μιας full-stack διαδικτυακής εφαρμογής για την παρακολούθηση προσωπικών οικονομικών. Στόχος της εφαρμογής είναι η παροχή ενός πρακτικού και ασφαλούς περιβάλλοντος, στο οποίο οι χρήστες μπορούν να καταγράφουν και να …
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Personal finance: a statistical analysis of the habits and behaviours of the South African consumer
… of budget setting is crucial in managing personal finances. This dissertation employs clustering methodologies and statistical models to explore the intricate dynamics of financial habits and their relationship with budget establishment using longitudinal spending data from the 22seven …
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Exploring the Impacts of Financial Education on Behaviour Change in Personal Finance Management: Evidence from the PUFin Educational Programme “Managing My Money”
… financial education towards behaviour change in personal finance (Prochaska & Di Clemente, 1992; Collins & Holden, 2014; Darnton, 2008). This research also supports previous studies that an educational intervention does not always result in behaviour change (SeiLing and Shockey, 2006), but helps …
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Understanding the work of decision-making : a qualitative single case study on personal finance education policies and curricula in the District of Columbia secondary public schools.
Secondary schools do not prioritize personal finance education (PFE). A lack of personal finance knowledge impacts people's financial decision-making and security. Consistently low financial literacy data results confirm this is a national problem. While some post-secondary students take a course …
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TEACHING FINANCIAL LITERACY IN K-12 SCHOOLS: A SURVEY OF TEACHER BELIEFS AND KNOWLEDGE
… teacher attitudes and beliefs about teaching personal finance, as well as teacher understanding of a few core personal finance concepts. The population consisted of 1,120 classroom teachers from two public school districts in two states. The research questions were: (a) What are teacher …
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Correcting America's Childhood Literacy Campaign: The Neglected Aspect of Financial Themes
… financially as a result. Integrating concepts of personal finance and children's literature together will promote life-sustaining habits of personal finance and will likely lessen the prevalence of a culture that does not stress financial literacy.
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The Effects of Workplace Financial Education on Personal Finances and Work Outcomes
… of workplace financial education on workers' personal finances and work outcomes and determine relationships among financial management (attitudes, knowledge and behaviors), financial well-being, personal finance-work conflict, and work outcomes with data of white-collar workers in an …
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A needs assessment to determine the content and format of a national certification examination for financial counselors
… Credit (NFCC) feel the topics of credit, personal finance, investments, counseling, and consumer education should be given on a national certification examination for financial counselors, and (2) to determine the viewpoints of NFCC counselors concerning the format of a national …
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i-Seek : an intelligent system for eliciting and explaining knowledge
… conjunction with domain- specific knowledge in Personal Finance, Technical Help, and Health domains to act as an advisory system for novice users. Most of the interfaces are plagued by recurrent key problems: 1) elicitation - how to ask questions that enable the expert model to make decisions, …
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An Exploratory Study of Student-Athlete Preparedness for Life After College
… college through multiple categories including personal finance, education, career, health, and the value of sport participation. To compose an in-depth interpretation of the areas in which preparedness exists and is lacking, the researcher conducted semi-structured interviews. Results of these …
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Identifying Core Competencies for Remote Team Leadership
… Centers (FFRDCs), medical, insurance and personal finance, international aid, and academia. Analysis of the data gained through interviews identified five prevalent leadership approaches, two theoretical models, and three core competencies to include in the academic curriculum for future …
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Retirement planning practices and strategies for agricultural producers
… provided by individuals knowledgeable m personal finance, and literature dealing with personal financial management. Seventy percent of the survey respondents invest in non-farm assets. Farmers who do not invest off the farm cite a desire to pay down debt, little or no funds available, …
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Determinants of Employee Participation in Retirement Benefit Schemes: A case of Nampak Kenya Limited
… funds. It was recommended that training in personal finance management be prioritized to provide financial literacy and influence positive attitudes towards increased savings in the retirement benefits scheme as well as other personal saving plans. The study also recommended that to increase …
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Behavioral Aspects of Retirement Savings: How do 401(K) Plans Affect Household Asset Accumulation?
… might have on household asset accumulation. Most personal finance advice warns against borrowing against a retirement plan because of the potential negative impact on retirement wealth. This is especially true for borrowers who are also undisciplined savers and do not or cannot maintain their …
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Everyday finances and consumption in Brunei Darussalam
… societies. Most attempts in understanding finance in Geography focus on macro level finance culture i.e. examining financial structures and institutions. With financial iberalisation, financial institutions play a significant role in influencing the financial markets in Anglo-America while …
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Testing the appetite of potential players in the housing microfinance field to develop niche loans for backyard shack formalization
… (Lemanski, 2009). Conventional housing finance and government housing delivery systems have consistently failed to meet the housing needs of lower income South Africans (Sisulu, 2005); however the informal market has responded to the housing need. The rate at which new households create …
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Three Essays on Econometric Modeling and Application: Health and Consumer Behaviors
… models. This study examines six questions about personal finance and selects covariates in the 2015 National Financial Capability Study (NFCS). Because these questions include DK/RF responses, a simple regression model that does not consider DK/RF responses could lead to misleading conclusions, …
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Investing For Your Future: Application of the Transtheoretical Model of Change to Investing Behavior
… For Your Future is to help people improve their personal finance behaviors leading to financial security in later life. On average, after course participation fourteen of the fifteen investing behaviors were identified in the desired stages of established behavior. The study was based on …
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Budgeting Behaviors of Traditional-Aged Upper-Division College Students
The purpose of this study was to examine the budgeting behaviors of traditional-aged upper-division college students (juniors and seniors). Budgeting behaviors were operationally defined as students' spending and financial planning behaviors. These behaviors were studied by tracking participant …
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Essays in Household Finance
… financial education (including a semester-long personal finance class) and relevant financial experiences. Furthermore, preliminary results of a randomized controlled trial (N=117) suggest that an hour-long financial education workshop on the main financial aspects of college increases students' …
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