Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 17 of 17 for “"Personal Savings"”.
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The Competition for Personal Savings Deposits in Canada
Made available in DSpace on 2014-12-09T19:31:54Z (GMT). No. of bitstreams: 1 6604279.pdf: 5770965 bytes, checksum: 2f615529e43bab6b2612a491794700d7 (MD5) Previous issue date: 1965
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Personal Savings as a Function of Permanent Income
In this paper, a model to estimate personal savings is constructed using an estimate of permanent income. Traditional approaches to studying aggregate personal savings depend on many independent variables that serve as the determinants of personal saving. Because some of the determinants used in …
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The Demand for Personal Savings-Type Deposits: Analysis by Metropolitan Areas
Made available in DSpace on 2014-12-11T23:19:44Z (GMT). No. of bitstreams: 1 7121107.pdf: 7419232 bytes, checksum: c1fa3eeedd61f417d306acf26581d7f1 (MD5) Previous issue date: 1971
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An exploration of the determinants of South Africa’s personal savings rate - Why do South African households save so little?
Savings plays an important role as a national buffer against international capital fluctuations and as a critical ingredient for economic growth. South Africa has a low national savings rate by international standards, an outcome that has flowed from a declining trend in domestic savings in recent …
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An empirical analysis of personal saving in South Africa : 1960-1995
… empirically identify the major determinants of personal saving in South Africa . The paper uses the empirical results to examine whether personal savings can be an effective policy instrument for generating economic growth. Chapter one begins with a brief discussion of the link between savings …
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A National Study of Deaf Entrepreneurs and Small Business Owners: Implications for Career Counseling
… hearing people. Most respondents invested their personal savings to launch their business and conducted business in the private sector. Two frequently reported motivations for going into business were "desire to be their own boss" and "to earn more money." In the start-up phase of their business, …
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Cooperative financial institutions (CFIs) as a source of development finance - a case study on Sub-Saharan Africa
… revenue collection and administration, leaving personal savings aggregation unattended. This financing gap is despite knowledge that MSMEs possess the most potential for employment creation, thus poverty alleviation for the masses. Cooperative Financial Institutions have been in existence for a …
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A study on how franchisees finance their owner's contribution when buying a franchise
… to raise owner's contribution They most used personal savings and donations or borrowings from friends and family. The negative impacts that were identified were mainly personal stress and anxiety, strained personal relationships and delays in personal and/or business plans. In conclusion, in …
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Uncertainty and the effects of a pay-as-you-go social security program on economic growth
… context of uncertainty. Individual consumption-savings and portfolio decisions are integrated into stochastic growth models to find how a social security program alters intermediate and long-run equilibrium factor payments. Two forms of uncertainty are used, namely, production uncertainty and …
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The impact and survival of bed and breakfast accommodation industry in the next millennium
… that some Bed and Breakfast have used their personal savings, bank loans and others joint venture to start the business. In conclusion, the study reflects that there is need for the industry to be regulated whereby schemes such as registration, classification and grading are applicable to Bed …
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Internal migration, remittances and welfare impacts : a case study in Dormaa Municipality, Ghana
… A lot of the migrants relied on their personal savings to finance their migration whilst others received funds from family members and banks to finance their migration. The study recommend that government should make efforts to monitor remittance flow in Ghana and also increase …
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Essays on east European economies
… banned from earning capital income from their personal savings) the supply of labor is suboptimal compared to the first-best solution feasible under capitalist system. The socialist market system fails to invest optimally. This failure can be improved by the introduction of a central planner. …
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Basis Risk in Variable Annuities
… transaction costs. Variable annuities are personal savings and investment products with long-term guarantees that expose life insurers to extensive financial risks. Liabilities associated with VA guarantees are the largest liability component faced by U.S. life insurers and have raised …
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The Future of Credit Unions: Growth or Stagnation?
… the competitive position of credit unions for personal savings in the 1970’s will probably be good. Their inflow of savings was relatively stable in the past, especially in the tight money period of 1969-1970. Preliminary reports also show that the new share insurance program will contribute to …
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An Examination of the Predictors of Vocational Calling in First-Generation College Students
… encounters with other (civic engagement), interpersonal relationships (friends support), developmental issues (self-authorship), and self-awareness (self-efficacy). The model explained 42.5% of the variance in sense of calling. Additionally, the demographic variables of certain age groupings …
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Small and medium scale manufacturing enterprises in Kenya:a perspective on alternative sources of financing
… choice of finance. The overall results show that personal savings is used as the main source of enterprise financing. Specifically, there was general agreement amongst the operators that bank finance is least used and that alternative finance is least used and poorly understood or not understood …
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Resilience in the midst of a pandemic: A study of a livelihoods program in rural Nepal
Submission original under an indefinite embargo labeled 'Open Access'. The submission was exported from vireo on 2022-11-11 without embargo terms