Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
Results
Showing 1 to 20 of 77 for “"Origination"”.
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Price discovery in commercial mortgage backed securities : what factors determine pricing at origination and after origination in the CMBS market
… market. This thesis examines pricing of CMBS at origination, when it is sold by the issuer, and after origination, when it is traded in the secondary market. Using a sample of AAA rated CMBS this thesis seeks to determine which factors influence price at origination and after. This thesis is …
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Seeing the Unseen: Bridging Realities of Experience Through Dependent Origination
… the Buddhist teaching and discourse of dependent origination, also known as teaching of emptiness as it evolved in the Mahayana tradition, I intend to frame this wisdom as a research method and an approach that we should be actively using when teaching in the academic sphere, and when working with …
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Towards a conceptual model for the apparel industry in Thailand focused on domestic fashion origination
… towards a high priority in domestic fashion origination and innovation. The socio-cultural economic changes require a refocusing towards individual or segmented consumers' motivation, needs, and desires as opposed to the conformity that exists in contemporary Thai society in its domestic …
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The Joint Influence of ENSO and NAO on US Landfalling Hurricanes and their Origination Points
… examined in addition to hurricane landfall and origination locations (i.e., the position hurricane strength is achieved) to see if atmospheric anomalies could account for relationships between ENSO and NAO or landfalling hurricanes and their formation regions. This research found a relationship …
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Does property market risks matter in commercial mortgage loan pricing : an inquiry into the determinants of commercial mortgage loan spread
… of commercial mortgage loan pricing at origination. The determinants include capital market risk, property market risks, mortgage terms and property characteristics. Taken into consideration of the endogenous factor between loan spread and LTV ratio, we use the OLS and 2SLS model to …
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A comparative analysis of letter production on correcting electric typewriters versus text-editing typewriters
… the data for types of equipment when methods of origination were pooled and for methods of origination when types of equipment were pooled. When types of equipment and methods of origination were examined separately, the model was a randomized block design. Analyses of the elements of production …
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elphi: a business plan to streamline the mortgage lifecycle through blockchain
… contribute to the process of mortgage origination, and they all use different types of technology to perform their parts. As such, coordinating and syncing all stakeholders is a complicated task, and therefore stakeholders revert to personalized yet inefficient communication channels, …
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Free Will and Meaningful Action: Expressions of the Self
… agent-causal libertarian free will, by way of origination, contributes to meaning in life because it alleviates this problem of alienation by securing a unique kind of self-expression, which I call “metaphysical self-expression,” and enhancing the value we obtain from what I call “personal …
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Essays on Retail Lending
… modest differences in the interest rate at loan origination can have long-lasting effects on mortgagors. We use monthly fluctuations in the national mortgage rate at loan origination to study small changes in interest rates across home purchases made in the same year, in the same area, and which …
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Examining cross contamination pathways for foodborne pathogens in a retail deli environment using an abiotic surrogate
… may spread through a deli environment. Six origination sites (slicer blade, meat chub, floor drain, preparation table, employee's glove, employee's hands) were evaluated separately and spread was photographed throughout the mock deli. The trained sensory panel then analyzed the photographs. …
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The history and evolution of the residential mortgage market in Mexico : a look at its future
… lie in the underwriting standards and loan origination systems that are effectuated. Poor origination and collecting practices will hinder the success of securitization. The development of an efficient primary market would facilitate the sale of loans in the secondary market, increasing …
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Betting on Commercial Real Estate: Competition in Deposit Markets
… The banks respond by expanding mortgage origination, both in the number of loans and their total value.
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The importance of rootedness in the contemporary canadian novel
… word, which includes the traditional meaning: origination from the soil of a country and love of that country and its traditions, but is by no means limited to that definition exclusively. As explained in the introductory chapter of this study, a rooted man is a man who exists authentically, a …
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The relationship between turnover and company performance: A study relating turnover, organizational subunit characteristics, performance measures, and attitudes
Data from a large, national mortgage origination and servicing company was used to examine the issues related to turnover in 31 sales regions over an 18-month period, January 1996-July 1997. Demographic factors, performance indicators, and managerial effectiveness measures were studied to …
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The effect of interest rates on the demand for mortgage credit in South Africa
This paper uses novel and detailed mortgage origination data to estimate the interest rate elasticity of mortgage demand along the intensive margin in South Africa. I find that homebuyers increase the size of the mortgage they take out by 2.8 percent in response to a 1 percentage point decrease in …
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The feasibility of establishing a secondary mortgage market in the Philippines
… fixed income securities market; 2. The mortgage origination process; 3. The securitization and trading process; and 4. The regulatory, legal and tax environment. We will offer recommendations and alternatives with regard to the Philippine market's further development.
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Buddhism and the earth : environmental thought in early Buddhist philosophy
… Instead existence is manifest through dependent origination. All things are conditional; nothing is permanent. However, inherent in this dependent existence is the interconnectedness of all beings and their subjection to the cosmic law of karma. Part of cultivating the Eight Fold path includes a …
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Vaping insights perceptions and experiences on a college campus
… experiences and behaviors influenced the origination of tobacco consumption by students on a southeastern mid-level college campus after the ban was enacted? Do adult tobacco perceptions provide insights regarding language, tactics, messaging, and education strategies related to college …
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Delinquency and default in ARMS: The effects of protected equity
… the use of protected borrower equity at loan origination increases the risk of default, but the risk decreases as the protected equity is built up over time. We also find that the relationship between delinquency and default is highly significant and should thus be included in subsequent …
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