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Showing 1 to 3 of 3 for “"National credit regulator"”.
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The impact of credit types on household savings levels in South Africa
… resulted in a culture of dependence on consumer credit; consumers are spending future income by using credit. This could result in a decrease in household savings levels amongst ordinary South Africans. Many studies have referred to an increase in consumer credit to supplement people’s income …
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Rules and rands: credit legislation and developmental credit to micro and small enterprises in South Africa
… is constrained by the lack of access to credit for growth, which is a result of a deficit of credit information among other contributing factors. This inhibits their growth. In South Africa, developmental credit was introduced through the National Credit Act 34 of 2005 to improve access …
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A workable debt review process for South Africa : at last?
The National Credit Act 34 of 2005 and its Regulations came into full effect on 1 June 2007. In order to protect consumers by addressing over-indebtedness, the Act introduces a novel process of debt review in which a new agent, the debt counsellor, plays an important role to help relieve a …