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Showing 1 to 3 of 3 for “"National Credit Act 34 of 2005 (NCA)"”.
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Selected contracts of sale of movable goods in terms of the National Credit Act 34 of 2005
The National Credit Act 34 of 2005 (“NCA”) is applicable to three main categories of credit agreements, the credit facility, credit transaction, and the credit guarantee. The credit guarantee in terms of section 8(5) is an undertaking or a promise by a person to satisfy the obligation of another …
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The field of application of the National Credit Act 34 of 2005 : a critical over view of the agreement
The credit industry in South Africa has grown exponentially over the past two decades. Previously the industry was regulated by different Acts that had to be interpreted jointly, and while there was an overlap between them they also differed. The dual implementation made consumer credit an …
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A workable debt review process for South Africa : at last?
The National Credit Act 34 of 2005 and its Regulations came into full effect on 1 June 2007. In order to protect consumers by addressing over-indebtedness, the Act introduces a novel process of debt review in which a new agent, the debt counsellor, plays an important role to help relieve a …