Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 81 for “"Mortgages"”.
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Electronic markets for home mortgages
Thesis (M.S.)--Massachusetts Institute of Technology, Sloan School of Management, 1992.
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Maritime mortgages: a question of priority
The use of a ship, her cargo and appurtenances as a means of securing a debt in relation to that ship, incurred by her master or owner, has a history that can be traced back to Roman law. Early references to the practice may be found in the Digest of Justinian Book 42 dealing with privileges over …
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Mortgages, Maturity Mismatching and the Transformation of British Banking, 1971-92
Before 1971 British banking enjoyed a century of relative stability. Victorian banking principles preserved the profession. Banking institutions kept to their lanes. The cardinal rule of clearing banking was that to lend long one must also borrow long. By the 2000s the clearing banks had …
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Do property stokvels allow for greater economic inclusion than traditional mortgages?
Since the dawn of democracy in 1994 South Africa has made incredible strides in diverse areas, thereby cementing its place as one of the largest and most advanced economies on the African continent. However, there are areas where progress still leaves much to be desired such as the provision of …
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The modern law of mortgages in Tanzania: the role of the Land Act 1999
The thesis examines the law of mortgages in Tanzania following the enactment of new land laws, in particular the Land Act 1999. In the study, we examine the statutory regime introduced by the Land Act. We focus on, among others, what the Act sought to address by conducting an analysis of the state …
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Islamic Mortgages and Home Finance Under the Law of Real Property in England and Wales
This doctoral thesis aims to define Islamic mortgages within the framework of land law and to distinguish this term from other Islamic home finance arrangements. It provides a comprehensive examination of the key components of Islamic mortgages and uncovers their true legal identity. The principal …
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Raise the roof : can location efficient mortgages increase social equity, compact development, and transit ridership?
Thesis (M.C.P.)--Massachusetts Institute of Technology, Dept. of Urban Studies and Planning, 2003.
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An Emphasis on Underwriting Variables: A Look at Their Importance on Default & Prepayment of US Mortgages
… put an emphasis on the underwriting standards of mortgages. I hypothesize that mortgage underwriting guideline characteristics, or variables, are good indicators of potential loan defaults and prepayments. Using a newly available public dataset of loan-level characteristics and performance for …
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Default study of commercial mortgages in CMBS pools : an empirical analysis of defaults and loss severity
… portfolio, which is mainly representative of mortgages originated by "conduit" lenders. These loans originated mostly with the intention of immediately selling through securitization rather than holding on balance sheet are truly representative of the majority of today's CMBS collateral. The …
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Islamic Mortgages: A Comparative Study to Improve the Legal and Financial System of Mortgages in the Royal Kingdom of Saudi Arabia with a Regulatory Analysis of the US and UK, and Case Analyses of the UK, Sharjah, Dubai and Saudi Arabia
… critical evaluation of the ways in which Islamic mortgages can be developed and executed in a Sharia compliant manner in order to boost the development of housing markets primarily in Saudi Arabia, with regulatory analyses of securitisation in the US and EU, and case analyses of the UK, Sharjah, …
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Demand and Supply Conditions of Islamic Housing Finance in the United Kingdom: Perceptions of Muslim Clients
… the characteristics of the UK market for Islamic mortgages and to analyse the activities of the major institutions involved. Supply and demand conditions are explored. This study evaluates the development of Islamic housing finance in the United Kingdom by focusing on the following main areas: …
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Determinants of mortgage lending: a time series analysis from South Africa
… relationship between GDP on the proportion of mortgages advanced to low- and middle-income households in rand value and volume. This relationship held true on the proportion of small and medium-size mortgages advanced in rand value as well as medium-size mortgages in volume. Furthermore, house …
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Evaluation of alternative mortgages design to reduce the negative effects of inflation on the affordability of homeownership : a case study in Venezuela
Thesis (M.S.)--Massachusetts Institute of Technology, Dept. of Urban Studies and Planning, 1996.
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The impact of the subprime mortgage crisis on community health
… of the reset periods for adjustable rate mortgages and the evaporation of demand for securitized subprime mortgages. As delinquent and default rates in subprime mortgages rise, areas with a concentration of high-risk borrowers are at risk to decline. The decline can be measured across four …
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An Examination of the Reno Sparks Real Estate Bubble
… for them. The roles of sub-prime adjustable rate mortgages and the federal government in creating the bubble are discussed. We find the Reno-Sparks MSA did experience a bubble, caused primarily by a reduction in the perceived risk of holding mortgages for investment purposes. The development of …
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Three Essays On: Cancelling Liquidity, Information Generation And Learning By Holding Privately Placed Securities, And Information Generation, Learning And The Trading Dynamics Of Institutional Traders During The 2007-2008 Financial Crisis
… we test if insurance companies who hold mortgages exhibit different trading behavior in their mortgage backed securities portfolio than insurers who do not hold mortgages. We examine insurers' trading behavior in light of several theories of how institutions trade during crisis periods. …
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Housing and credit markets
… changes in family structure. Since Dutch mortgages are full recourse, which rules out strategic default behavior, the findings provide new support for the "housing lock hypothesis". Chapter 2, co-authored with François Koulischer, studies the role of collateral in liquidity provision by …
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The Operations of FNMA in the Secondary Mortgage Market
… Reconstruction Finance Corporation to finance mortgages that could not be financed reasonably from private sources and also to assist in the development of the mortgage market by its purchases of certain FHA-insured mortgages covering residential housing. By early 1938 it had become apparent …
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Macroeconomic determinants of non-performing loans in Malta : an empirical study
… the 4 NPLs types being Overall NPLs, Resident Mortgages NPLs, Resident Household NPLs and Non-Financial Corporation (NFC) NPLs. The study covers the period from 2008 till 2023. Results from this study suggest that Interest Rates (IR) and the Housing Price Index (HPI) are both negatively related …
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