Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
Results
Showing 1 to 20 of 20 for “"Mortgage crisis"”.
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The impact of the subprime mortgage crisis on community health
… areas. Beginning in mid 2006 the subprime mortgage market began to see elevated levels of delinquent and defaulted loans. The causes are many but generally traced to the beginning of the reset periods for adjustable rate mortgages and the evaporation of demand for securitized subprime …
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Essays on the role of executive compensation in the subprime mortgage crisis and the incentive effects of executive stock options
… executive equity incentives in banking firms and mortgage origination prior to the 2008 financial crisis, and aims at directly answering whether executive compensation in the financial sector contributed to the mortgage market meltdown in the most recent financial crisis. By constructing a unique …
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Beyond Evergrande: Rethinking Real Estate Market in China and the USA for Long Term Growth and Sustainability
The Evergrande crisis has exposed vulnerabilities in China's real estate market, prompting a critical reassessment of financing models, investment strategies, and regulatory frameworks. This thesis conducts a comparative analysis of the real estate markets in China and the United States, drawing …
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Essays in Consumer Finance
… questions are important because, as the recent mortgage crisis suggests, the relationship between household financial decision making, the organization of consumer financial markets, and the optimal design of financial contracts is not well understood. Chapter 2 of the dissertation uses a …
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The homeownership complex: The role of housing stakeholders in the remaking of the U.S. housing market
… symbol, an American dream. But as the U.S. mortgage crisis and global recession that racked economies, markets, and households a decade ago revealed, ever-increasing homeownership also creates financial instability and perpetuates inequality. I argue that homeownership’s position as a source …
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Seeding Trust, Sustaining Equity: Funding and Financing Relationships in the Greater Boston Community Land Trust Network
… in the past decade, in the wake of the subprime mortgage crisis and the destruction of wealth and housing security that foreclosure waves wreaked across the United States. This increasing energy for community ownership and stewardship of land and housing spans grassroots organizing networks; …
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Consumer Economic Behavior and the Role of Information: Three Case Studies
… institutions in the years leading to the 2007 mortgage crisis. I find that local or community lenders have a significantly lower foreclosure rate during these years. Local lenders presumably base their origination decisions on an interpersonal relationship with their customers. This provides …
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Macroeconomics After the Great Recession: Consensus or Conflict?
… years of calm, however, the 2007-2008 subprime mortgage crisis and its consequent Great Recession demonstrated that how fragile that consensus was.</p> <p>While the debate regarding the collapse of the consensus still continues, this thesis aims to understand the implications of the collapse in …
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How the Greek Press Constructed the "Greek Economic Crisis"
… financial crises. The 2008 U.S. subprime mortgage crisis, quickly followed by the economic crisis that began to unfold in Greece in 2009, spurred researchers to examine how newspapers around the world report on the complex, globalized economy. In the pursuit of understanding transnational …
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Sovereign Debt and Tax Collection Dynamics in Argentina
… actually became more attractive during the U.S. mortgage crisis; and global risk aversion has predictive power in explaining sovereign spreads. </p>
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The law and Regulation of Credit Rating Agencies in the US and EU
… (CRAs) arose due to their role in the subprime mortgage crisis. The CRAs awarded risky securities ‘3-A’ investment grade status and then failed to downgrade them quickly enough when circumstances changed which led to investors suffering substantial losses. The causes identified by the regulators …
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Metaphorical Depictions of the American and Chinese Economies during the 2010 Financial Crisis
… in economic news discourse during financial crisis, aiming to explore metaphorical images of the American and Chinese economies in economic news articles as representatives of distinct cultural and ideological backgrounds. It also examines whether these metaphorical depictions convey varying …
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Here comes the SUN : a case study of the Stabilizing Urban Neighborhoods Initiative in Boston, Massachusetts
Since the onset of the current U.S. foreclosure crisis, a variety of strategies have been developed at the federal, state, and local levels to respond to the negative effects of foreclosures on households and neighborhoods. To date, the impact of these prevention and mitigation programs has been …
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Dynamic trading and manipulation in financial markets
… large funds and the high demand for structured mortgage securities before the subprime mortgage crisis. Chapter 2 investigates price manipulation in general equilibrium with the only market imperfection being the presence of a non-competitive large trader. We propose the notion of "pure …
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The Stock Market, the Housing Market and Consumption
… consumption and wealth. The recent subprime mortgage crisis in the US and the European sovereign debt crisis associated with the remarkable fluctuations in both stock and housing markets have brought new concerns over the response of consumer spending to asset price shocks. This thesis …
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Rhetorics of Risk in American Homeownership
… in American Homeownership, taking the post-2007 mortgage crisis and its problematic rhetorics of blame as a motivating exigence, investigates historical and contemporary economic discourses relevant to homeownership, with close attention to rhetorical constructions of risk. Building a theoretical …
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Topics in health economics
… the effect of financial stress caused by the mortgage crisis, a large and negative exogenous financial shock, on infant health. I use all births in counties with over 100,000 individuals, spanning the entire country, and link these with county-level mortgage delinquency rates. I find that …
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Three Essays in Lending
… papers and is motivated by the 2007 subprime mortgage crisis and the 2008 financial crisis that followed afterwards. In particular, the first two papers (chapters 2 and 3) are motivated by the literature findings on the subprime crisis that lending standards had been relaxed. The first two …
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Asset Prices, Banking and Economic Activity
… this channel in the aftermath of the sub-prime mortgage crisis in the United States. There have been multiples changes in regulatory policy across the world, and specific steps are being taken to dampen exuberance in the real estate market. Only time can tell if these measures turn out to be …
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The Geographic and Social Distance in Finance
… and explanations for the recent housing crisis.</p> <p>The literature on principle-agent problems has devoted most of its attention to aligning the CEOfs incentives with public shareholders. The problems resulting from directorsf excessive loyalty to CEOs are largely ignored. In the first …