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Showing 1 to 1 of 1 for “"Mortgage Underwriting Software"”.
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Does Artificial Intelligence Bias Exist in Mortgage Underwriting Software? Investigating Bias, Regional Disparities, and Fair AI Models
… Zou and Khern's (2022) analysis of AI Bias in Mortgage Applications. They used the Home Mortgage Disclosure Act (HMDA) dataset from the Federal Financial Institution Examination Council's (FFEIC) website to review mortgage loan data from 2019 to determine if there was bias in the AI mortgage …