Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 20 for “"Mobile payments."”.
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Mobile-Payments in the U.S. and China
Mobile payment is a non-cash payment method that uses mobile terminals as a medium. The United States, the world’s most financially advanced country, has lagged far behind China in mobile payment innovation. The reasons for this phenomenon have not been well explained in past studies. This thesis …
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Mobile payments : what we can learn from the past
… last decade, there has been a proliferation of mobile payments systems (MPS). Close to 150 MPS currently exist in the world according to the Bank for International Settlement records (BIS). Mobile payments (MP) markets are at different stages of development depending on countries. However, most …
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The influence of mobile payments on the choices and functionings of Micro and Small Enterprise (MSE) entrepreneurs in Lesotho
… and empirically assessed the influence of mobile payments among MSE entrepreneurs through a capabilities lens. Given that MSEs are crucial for developing countries, the targeted participants were MSE entrepreneurs from diverse trading industries in Lesotho. Research methodology: The …
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Factors influencing adoption and diffusion of mobile payment systems - a holistic framework
Mobile devices have a potential to become ideal payment devices because they are small, light, personal, convenient, and many people carry them anytime, anywhere. Mobile devices have a number of connectivity options, and their own display and input capabilities. They are already widely used around …
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(In)formality in Africa: Exploring the social and cultural factors influencing mobile payment non-adoption by informal traders in Cape Town
… traders in Cape Town, South Africa, do not adopt mobile payment technology and prefer cash. In the informal economy, a cash preference creates challenges such as financial exclusion (Bromley, 2006; Donner & Tellez, 2008; Blanco et al., 2009; Bick et al., 2009; Kendall et al., 2014). Recently, with …
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An analysis of models of branchless banking in developing countries
… forms including long-distance remittances, micropayments, and informal airtime bartering schemes for example: mobile banking, mobile transfers, and mobile payments. Using Kenya’s M-PESA as the lead case study, the impact of combining the use of mobile network operators and banks has proved to be …
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The Influence of Payment Method: Do Consumers Pay More with Mobile Payment?
… determine the effect of payment method (cash vs. mobile payment) on spending, and a meta-analysis of previous literature about payment method effect. In the field experiment, I collected cashier receipts from Chinese supermarkets. Compared to cash payment, mobile payments significantly increased …
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Super Apps: Opportunities and Challenges
… offer a wide range of products and services and mobile payments (QR codes). They bundle many single apps' functionalities and bring them together in one app that works as the umbrella for many services. This thesis is aimed to help companies to understand the opportunities and challenges created …
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Understanding merchant adoption of m-payments in South Africa
Despite the proliferation of mobile communication technology and smartphone adoption, a number of barriers, most notably trust and security, and the lack of critical mass, have slowed the uptake of mobile payments (m-payments). Little is understood about the factors driving the success of novel, …
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Historical perspective of innovation in electronic payment instruments
… of electronic funds transfers, online and mobile payments. Past innovation in electronic payment instruments built primarily on top of a pre-existent base. Also, it developed along the opportunities opened up by technological innovation. Revolutionary business models like Global Transaction …
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Consumers' adoption and continuance intention to use mobile payment services
… assistants, all of which are capable of making mobile payments. Consequently, mobile payment service providers continue to hold optimistic views about the future of mobile payments. Despite the proliferation of smartphone adoption in African countries, little is known about the factors that …
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Market research of commercial recommendation engines for online and offline retail
… emarketing, social log-in, point of sales, mobile payments, geo-location targeting, digital wallet, natural language processing, data aggregation, data warehouse, and data normalization.
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FinTech ecosystem driven economic growth in China under the new normal: from the perspective of households
… how Digital Finance (DF), particularly mobile payments, influences household consumption patterns and financial decision-making, showing that digital financial tools reduce transaction frictions and broaden financial participation, while also raising concerns related to inequality, data …
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A Unified Mobile Payment Transaction Exchange Service (UMTES) for Next-Generation Mobile Networks
Mobile Payments (MP) have been evolving over a decade and proliferation is largely for contactless wallet services. Most such services are closed loop payment services provided by specific service providers. Even after a decade of trials, proliferation is limited to closed loop systems (Eg: …
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Perceptions of value consumption of digital business platforms by informal sector Traders in South Africa
… media platforms, internet banking platforms and mobile payments platforms, as a single collective and defined under the banner of Digital Business Platforms. The advantage to this approach, is that it provides a multi-dimensional view of the perceived value-axis based on positive and negative …
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Investigating the design of the retail payment system: Focusing on the retail payment sector in Japan
… are not user-friendly. In the Japanese retail payments sector, there are various issues such as lack of interoperability, and the government and the banking industry are working to improve these issues. This paper focuses on providing recommendations for the Japanese case. It examines the state …
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Resilient payment systems
… in the 1980s for private payment systems to micropayments, previous attempts failed to take off for a variety of reasons, including non-existing markets, or issues pertaining to usability, scalability and performance, resilience against failure, and complexity of protocols. Towards creating more …
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The slow uptake of PMP in South Africa described and explained using grounded theory methods
… an explanation of the slow uptake of Proximity Mobile Payment (PMP) in two South African urban areas using Grounded Theory Methods (GTM). The theory developed was grounded in the data collected and was unconstrained by limits of most PMP studies in three ways: it does not use any established …
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Essays in Development Economics and Trade
… longer-term impact: using both transaction-level mobile payments data and a follow-up survey, we show that these groups are significantly more likely to develop the connections into relationships that persist beyond the study. These new relationships lead to increases in medium-run profit and …
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Essays on Firms and Technology in Development Economics
… guided by contract theory, introduce digital payments to the Senegalese taxi industry in partnership with the country's largest payment company. In the first experiment, I randomize access to digital payments for drivers (employees) and transaction observability to taxi owners (employers). I …