Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 9 of 9 for “"Microloans"”.
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Essays on Strategies for Increasing Repayment Rates of Digital Microloans
<p>Access to credit can act as a highly effective tool for poverty reduction and economic growth. The ability to borrow increases the propensity of low-income people to start and maintain businesses, educate their children and withstand financial shocks. These factors, in turn, can help them to …
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Productive and unproductive debt spending of microloans taken by urban borrowers (Johannesburg)
… research is to identify whether borrowers of microloans within the Johannesburg region of Gauteng, engaged predominantly in productive debt spending or unproductive debt spending. This information would be useful to bankers to redesign financial products for individuals who spend their loans …
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Joint use of poverty scoring and credit scoring: advantages and limitations of a new technique for socially oriented and sustainability-minded microfinance institutions
… efficiencies, non-poor individuals seek microloans, particularly when banks deny or cap their credits. This demand for larger loans can tempt MFIs, especially when they are pressured to increase loan volumes while controlling costs. When MFIs seek to accommodate those who should not need …
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Sustainable microfinance in Indonesia : a sociocultural approach
… have sanctioned the payment of interest on microloans.
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Factors Determining Loan Repayment in Microfinance Institutions: The Case of Dar Es Salaam Clients
… where persons operating on business financed by microloans from MFIs were found. Qualitative analysis captured additional contextual determinants of loan repayment problems being corruption among loan officers, failure of loan disclosure within families, unfair business tax estimation, proxy …
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Microfinance business models : comparing and contrasting Grameen Bank and Compartamos Banco
… is in their funding methods. Grameen Bank funds microloans primarily through local funds usually from savings deposits, while Compartamos Banco takes a funding approach that is similar to that of traditional commercial banks, including engaging in an IPO to fundraise. Based upon an analysis of …
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Evaluation of the factors affecting mobile money operators credit access : a case study of Lusaka central business district.
… money to activities like savings and accessing microloans, leading to financial empowerment. These insights are crucial for financial industry stakeholders, guiding the design of more inclusive mobile money services and informing initiatives for enhancing financial inclusion. By leveraging these …
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Evaluation of the factors affecting mobile money operators credit access : a case study of Lusaka central business district.
… money to activities like savings and accessing microloans, leading to financial empowerment. These insights are crucial for financial industry stakeholders, guiding the design of more inclusive mobile money services and informing initiatives for enhancing financial inclusion. By leveraging these …
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Hybrid organisations in global value chains: insights from Uganda's coffee sector
… participation in the value chain by extending microloans, offering pre-financing to support farm-level investments, and providing agronomic training that strengthens farmers' agency and market positioning. Environmental upgrading is also promoted by hybrids through the adoption of climate- …