Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 11 of 11 for “"Long-term Care Insurance"”.
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Is Private Long-Term Care Insurance Affordable For Older Adults?
<p>Nationwide there are fewer than 7 million long-term care (LTC) insurance policies in force. Why do so few Americans buy private long-term care (LTC) insurance? Several theories have been offered as possible explanations, including the availability of Medicaid, misperceptions that Medicare or …
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Achieving Public Long-Term Care Insurance Through Social Security Wealth: Microsimulation for the US Case
<p>The risk of needing long-term care (LTC) at some point in one's life is non-negligible, and the cost of care–whether in formal or informal settings– can be prohibitive for many seniors. In fact LTC is sometimes labeled the last major uninsured expense for seniors in the United States. The …
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Long-term care and the elderly
Long-term care expenditures represent one of the largest uninsured financial risks facing the elderly. Medicaid provides incomplete insurance against these costs: unlimited nursing home benefits with a deductible equal to the savings and income above the means-testing limits. While private …
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Predictors of Institutionalization in Patients with Alzheimer's Disease
… can give important information to clinicians and caregivers in making decisions. Many studies have reported predictors of institutionalization in patients with dementia, but only few studies have included the factors that measured long-term change. Moreover, studies with Asian population are …
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Longevity Risk: Retirement Product Innovation and Risk Management Strategies
… of outliving their retirement savings, known as longevity risk. This thesis proposes new retirement income products with various strategies for managing longevity risk. First, we introduce a retirement product to provide pensioners with a lifetime income characterized by smooth investment …
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Essays on information and insurance markets
… of private information on the existence of insurance markets. In the first chapter, I study the case of insurance rejections. Across a wide set of non-group insurance markets, applicants are rejected based on observable, often high-risk, characteristics. I explore private information as a …
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Impact of Personal and Family History of Huntington's Disease on the Decision and Ability to Obtain Life, Long-term Care, and Disability Insurance
… a fear of genetic discrimination, in particular insurance discrimination. The Genetic Information Non-discrimination Act (GINA) prohibits genetic discrimination for health insurance or employment purposes, but does not apply to life, long-term care, or disability insurances. Previous studies …
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Essays on loss aversion and household portfolio choice
… amount of potential gains, affects households' insurance buying decisions and savings decisions. The first chapter, ""Prospect Theory and Insurance Demand,"" tries to answer the question of why a substantial fraction of households remains uninsured even if classical expected utility theory …
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Essays on the Economics of Private and Social Insurance
… joint with Sylvia Klosin, studies the 'scope' of insurance. Distinct risks are typically insured separately. A single 'aggregate' contract that pays more when many shocks occur simultaneously, but less when positive shocks offset negative shocks, is utility-increasing absent moral hazard. However, …
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Organizational Structural and Cultural Variables as Predictors of Quality in Federally Approved Nursing Homes.
<p>The purpose of this study was to determine the extent to which nursing home organizational structure and cultural variables were related to the outcomes reported by the Health Care Finance Administration public use data set (HCFA-NHCD). A second purpose was to examine the effects of a new style …