Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
Results
Showing 1 to 20 of 22 for “"Loan portfolio"”.
-
Do weather shocks affect banks’ loan portfolio? Evidence from Colombia
La materialización de los riesgos asociados con el clima es un tema que, recientemente, ha cobrado relevancia en tanto que afecta directamente a los sectores económicos. El sector bancario colombiano no es una excepción, ya que está expuesto a riesgos financieros relacionados con el clima. Al …
-
Determining capital adequacy for a community bank's agricultural loan portfolio
… to quantify and better manage risk in their loan portfolios is paramount to their continued success and viability. Assessing, managing, and retaining capital is now a larger issue than ever given this event as well as the advent of the Basel III Accord. Pinnacle Bancorp is a community banking …
-
Predicting Loan Defaults in Development Financing in South Africa
Non-Performing Loans (NPLs) remain a pertinent issue faced by financial institutions, including Development Finance Institutions (DFIs). The escalation of this problem has a detrimental impact on the DFI's profitability and sustainability in the long-term, including hampering its crucial role in …
-
Loan Pooling as a Basis of Calculation of the Allowance for Loan Losses for Waco Production Credit Association
… Credit Association's (PCA) allowance for loan losses which would incorporate the factors of weather, yield, gross receipts, and production costs that occur within Waco PCA's loan portfolio. The December 31, 1990, loan files of Waco PCA were chosen as the sample population of a primary data …
-
Three Essays on Traditional and Nontraditional Banking and Portfolio Decisions
… income (insurance sales, securitization, loan servicing) helps commercial banks preventing failure. Yet, nontraditional stakeholder income (investment banking, venture capital) is positively associated with the likelihood of failure, particularly at distressed banks. Focusing solely on …
-
Farm Financing Strategy and the Lending Policy From Financial Institutions
… institutions to improve the management of their loan portfolio.
-
Overcoming financial exclusion: Community Development Finance Institutions (CDFIs) and the balancing of financial and social objectives
… clients and a quantitative analysis of a CDFIs loan portfolio was undertaken. The research concludes that CDFIs are complex dynamic organizations as they have to balance a double or triple bottom line which has the potential to undermine the firm’s long term survival or mission. The danger is …
-
Heterogenous banks and macroprudential regulations
… interest income per dollar invested in their loan portfolio than small banks, and they maintain the highest net interest margins among all banks. A cash flow sensitivity analysis shows that the largest banks are the most tightly constrained by minimum capital requirement, while all other banks …
-
Analysis of Financial Performance and Sustainability of Microfinance Institutions in Tanzania: A Case of selected SACCOS in Mtwara Municipal
… pattern, levels of interest charged on loans, Loan portfolio looking at loan size, repayment terms and pattern, and institutional capacity were used to measure the sustainability and performance of Saving and Credit Cooperative Societies. The study involved 15 SACCOS in Mtwara Municipal. …
-
Performance of microfinance institutions in Sub-Saharan Africa: a cross country analysis of outreach, sustainability, efficiency and regulation
… The RE regression results showed that the gross loan portfolio, the interest rate, operating expenses to assets ratio, return on assets and return on equity are the main significant determinants of MFIs outreach in SSA. In the sustainability model estimation, the FE results show that a negative …
-
Factors Contributing to Nonperforming Loans in Non Banking Institutions in Tanzania: A Case of National Security Fund
… in Tanzania is inappropriate investment such as loan provision which mostly result into nonperforming loan. The case study was carried at NSSF head office, Kinondoni and Ilala Regions offices in Dar Es Salaam City to investigate the factors contributing to nonperforming loan in non-banking …
-
An investigation into the causes of customer loan default at the Agricultural Bank of Namibia, Oshakati branch
… has faced credit risk of borrowers not repaying loans on time as per the loan contract. This has resulted in financial losses to the ban . The Bank is concerned with the low rate of loan recovery on its scheduled loan instalments. This concem is due to clients defaulting, resulting in a …
-
What are the determinants of non-performing loans in Botswana?
… for the survival and development of banks. Loans are the main asset class from which banks generate their major portion of income and also signify the greatest risk to banks. There has been significant indication that the financial crises in the USA, Sub-Saharan Africa and East Asia were …
-
Small farmer participation in the institutional credit market : a Thai case study
… farmers are excluded from the institution's loan portfolio,· and secondly, to estimate the population total of independent farmers in the survey area excluded by these criteria. The number is high, indicating that lender behaviour is a major barrier to small farmer institutional borrowing. …
-
Financial sustainability of rural microfinance institutions (MFIs) in Tanzania
… MFI size, number of borrowers, yield on gross loan portfolio, level of portfolio at risk, liquidity level, staff productivity, and the operating efficiency affect the financial sustainability of rural microfinance institutions in Tanzania. The study makes the following key contributions to …
-
The applicability of statistical techniques to credit portfolios with specific reference to the use of risk theory in banking
… the use of statistical techniques in credit portfolio management, with emphasis on actuarial and risk theoretic pricing and reserving measures. The bank corporate loan portfolio is envisaged as an insurance collective, with margins charged for credit risk forming premium income, provisions …
-
Essays in international finance
… balance sheets, I find that the deposits and loans of banks with a larger share of foreign deposits are less sensitive to domestic monetary shocks, particularly for small banks. This result is reinforced when foreign monetary shocks and country risk shocks are controlled for. The results also …
-
The Impact of Monetary Policy, Sterilised Forex Intervention, Demand and Supply Shocks on Credit in Uganda
… tightening on the sectoral composition of banks’ loan books in Uganda. It also investigates for evidence of a balance sheet transmission channel and tests whether some sectors in the Ugandan economy are disproportionately affected by monetary policy. I document that a balance sheet channel is …
-
Evaluating barriers to SME financing in Pakistan
… of 12.8 percent in total SME credit outstanding portfolio. Despite the above improvements, a significant number of SMEs continue to remain financially excluded by mainstream commercial banks (SBP Policy 2017). According to SBP Quarterly SME Finance Review, (2021) loans issued by banks and …
-
Essays on banking in developing countries
… cost of financial intermediation and terms of loan contracts. The last essay focuses on Kenya which is home to M-Pesa the mobile-phone based money trans-fer and financing service initially launched in Kenya in 2007 and subsequently in other emerging countries such as Albania, Romania, India, …
Page 1 of 2