Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
Results
Showing 1 to 10 of 10 for “"Loan demand"”.
-
A study of demand deposits, time and savings accounts and loan demand in selected unit F.D.I.C. banks of Montgomery County, Virginia, 1956-1966
… bank accounts chosen for this purpose were: Loans and Discounts; Time and Savings Deposits; and Demand Deposits. Fluctuations of deposits are of concern to bankers because, among other reasons, (1) the size of demand and time deposits determine the bank's primary and secondary reserves, and …
-
A Firm-Level Model for Commercial Banks Servicing Agriculture: A Multi-Stage Stochastic Programming Approach
… (4) alternative funds are needed to expand loan volume in periods of high loan demand; (5) expansion of the collateral base may not be needed; (6) loan demand, policy constraints, and gap ratios are often constraining the level of alternative funds used; and (7) arbitraging may occur in …
-
Bank lending and monetary policy transmission in Germany
… means of a structural analysis of aggregate bank loan data. We base our analysis on a stylized model of the banking firm, which specifies the loan supply decisions of banks in the light of expectations about the future course of monetary policy. Using the model as a guide, we apply a vector error …
-
Simulation models of bank risk management
… Liquidity crises that impact deposits or loan demand can arise from either local or national economic events is another risk factor that regulators are requiring banks to quantify and plan for. Excel spreadsheets can be used to develop models to measure and quantify these risks. Simulation …
-
Three Essays On The Bank Lending Channel
… is commonly assumed to impact on commodity demand via relative prices. The bank lending channel (BLC) proposes an additional effect via the quantity of loans. This has found its way into economic textbooks, although it remains empirically controversial. I present various theoretical …
-
New Perspectives about Financial Intermediation: Disruption by Senior Managers and Financial Technologies
… increase credit risk-taking in syndicated bank loans when their systemic risk increases; however, the interrelationship across risks depends on bank managerial styles. Using a connectedness sampling method to differentiate patterns of business policy styles and systemic risk-taking among …
-
Essays on corporate finance
… an area with more local bank deposit. Chapter 3: Loan Sales and Bank Liquidity Risk Management: Evidence from the Shared National Credit Program This chapter investigates the impact of commercial banks’ liquidity risk management on bank loan sales. We track the dynamics of bank loan share …
-
Rural Credit Markets in Ethiopia: Coexistence, Persistence, and Demand
… empirically the transition, persistence, and loan demand in the rural credit market using panel data. The data was collected for seven rounds (1994-2009) from 15 villages in Ethiopia. The sample size is about 1500 households for each round. . Chapter one examines the determinants of …
-
Financial Globalization, Shadow Banking and Interest Rate Transmission: Evidence from China
… credit scale tightening, strengthened risky-loan regulation, and intensified interest-rate repression. In contrast, the effect of a pure monetary contraction is to reduce shadow banking, due to an economy-wide tightening of liquidity. The third essay investigates how shadow banking impacts …
-
Essays on the Macroeconomic Effects of Imperfect Banking Competition and Other Financial Frictions
… borrowers more financially constrained and their loan demand more inelastic can induce banks with market power to raise the loan rate, resulting in a countercyclical loan interest margin that amplifies aggregate fluctuations. The second paper studies how imperfect competition in the banking sector …