Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 23 for “"Loan debt"”.
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Student loan debt influence on graduate degree attainment
<p>Student loan debt is an important topic up for discussion and has become a huge issue affecting multiple dimensions of today’s society. Undergraduate students are accruing more debt than ever to pay for college degrees, and recent trends in higher education report a raise in cost of tuition. …
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Certified nonprofit professionals early career decisions and college student loan debt
1 PDF file (vii, 124 pages)
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Opportunity Cost of Student Loan Debt Forgiveness: Testing the Impact of Four Policy Options on United States’ Economy
… 45 million Americans are trapped in a student loan debt. In total they owe more than $1.75 trillion. Research shows that such a high amount of debt harms the U.S. economy in several ways, preventing anything from small business development to new house purchases, and even weddings and …
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Debt and Decision-Making: the Impact of Student Loan Debt On Undergraduates' Choice of Major, Vocation, and Post-College Plans
… that indicates how undergraduates' degree of indebtedness affects their choice of major and career path. Furthermore, there is conflicting research about how undergraduate indebtedness impacts post-college plans (Millett, 2003; Nettles, 1989; Schapiro, O'Malley, & Litten, 1991; Weiler, 1994). To …
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Loan debt burden, student experiences, and livelihood: A study examining relationships between students’ education costs, financial viability, and life impact
… investigates the complex connections among loan debt burden, student experiences, and post-bachelor’s outcomes, situated within the framework of systemic disparities in educational funding and opportunities. It identifies declines in state funding across educational levels as a systemic and …
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The effects of consumer protection legislation on challenges pertaining to student loan debt : a case study of the Durban University of Technology
Submitted in fulfilment of the requirements of the degree of Master of Management Sciences specialising in Business Law at the Durban University of Technology, Durban, South Africa, 2023.
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You don't know how it feels to be me: an exploration of those who belong to online groups and communities dedicated to student loan debt information dissemination and reform
Student loan debt has become a topic of great economic and social concern. With this debt surpassing $1.2 trillion dollars – a staggering amount by any measure – the anxiety and alarm surrounding this issue cannot be overstated. This research aims to help the general public,scholars, and …
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Three Essays in Applied Microeconomics
… first chapter, I measure the impact of student loan debt on young, college-educated workers' decisions regarding labor supply and enrollment in graduate school. I exploit variation in student loan debt driven by the formulas that determine Federal Student Aid in order to identify these effects. …
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A Convergent Parallel Mixed Methods Examination of the Impact of Graduate Student Loan Balances on Overall Quality of Life Among Clinical Psychologists With PsyD Degrees
<p>Graduate student loan debt in psychology, particularly for those with Doctorate in Psychology (PsyD) degrees in clinical psychology, is highly problematic. Previous research has shown that student loan debt negatively impacts quality of life (QOL) by affecting subjective well-being (SWB) and …
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The Effect of Social Stratification on College Students' Academic Performance & Progress
… owe a staggering 1.4 trillion dollars in student loan debt. The public concern about student loan debt has increased; there has also been an increase in the number of college students facing housing insecurities linked to a growing population of homeless individuals in the United States. …
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A quantitative analysis of the relationship between current college students' levels of financial literacy and financial socialization.
Despite recent student loan debt forgiveness initiatives, college students are facing the highest amount of student loan debt in the history of the United States. This debt crisis has resulted from cultural and economic pressures to get a bachelor's degree, increasing tuition costs, and relatively …
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Parental Resources, Educational Progression, and Family Formation
… Black women. Finally, I consider whether student loan debt delays family formation for men and women attending four-year college. I find that student loan debt is associated with later transitions to marriage and first birth, for both women and men, but that only for women does a statistically …
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Financial Cultural Capital: Cultural Capital in the Context of Higher Education and Federal Student Loans
… of undergraduate students who have borrostudent loans. It also explores students' feelings about their loans. I surveyed 100 undergraduate students who had contracted student loans to gather information about their knowledge of financial instruments and feelings about their student loan debt. To …
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Performance funding 2.0 in higher education
As tuition and student debt at public institutions of higher education have grown substantially over the last decade, state governments have looked increasingly to performance funding programs to incentivize the efficient delivery of higher education, particularly by decreasing time-to-degree. Even …
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Reflections on a Promise: Student Experiences at a Two-Year Promise Institution and Their Educational Aspirations
… students from adding to the national student loan debt, promise programs have been launched to eliminate cost as a barrier to postsecondary education. Programs vary in design and may cover partial tuition, full tuition, or both tuition and fees. Currently, there is a dearth of research on the …
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Does Experiential Learning Add Value in Financial Literacy Education: A Qualitative Investigation
… last twenty years. Besides racking up student loan debt that averaged about $37,172 per student in 2016 (Marketwatch.com) millennials and those in Generation Z are also the most likely to engage in risky financial behaviors like payday loans, pawnshops and tax refund advances (PwC, 2016; …
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The Decision To Pursue Pharmacy Residency Training: Motivators, Barriers, And The Fear Of Missing Out (Fomo)
… the delay of full-pharmacist salary, student loan debt, and pharmacy school burnout. When considering the influence of FoMO, results indicate that the phenomenon is present in this educational setting, with mean FoMO scores higher among student pharmacists in the second year of the curriculum. …
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Making Sense of Debt Financed Education from the Perspective of Young Adult Student Loan Borrowers: Does higher education still have value and meaning if you have to repay loans?
… from the perspective of young adult student loan borrowers five years after graduating. Data for both studies were drawn from the Arizona Pathways to Life Success (APLUS) project. This sample borrowed during a period of changing economic conditions (i.e., 2008-2016). In the first study, I …
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Financing Adulthood: The Risks And Hopes Of Parent Borrowing Through The Parent Loans For Undergraduate Students (plus) Program
… substantial savings from parents and educational debt from children, but parents also borrow to support their children’s postsecondary ambitions. Despite growing use of debt to finance children’s college expenses, studies have overlooked parent borrowing’s role in intergenerational financial …
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Essays on the macroeconomic implications of financial frictions
… chapter investigates the implications of student loan debt on labor market outcomes. I begin by analytically demonstrating that individuals under debt tend to search less and end up with lower-paid jobs. I then develop and estimate a quantitative model with college entry, borrowing, and job search …
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