Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 15 of 15 for “"Loan Officers"”.
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The effects of accounting reports on loan officers: an experiment
… by external accountants (audits and reviews) on loan officers. The effects are measured using a loan approval decision and four perceptions: (1) appropriate interest premium, (2) likelihood of default, (3) confidence in the financial report, and (4) usefulness of the financial report. Analysis of …
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Gender Bias in Microlending: Do Opposites Attract?
… exploits a quasi-random assignment of clients to loan officers using a unique database and survey from a large microfinance bank in Nigeria to show that opposite-sex preferences affect credit demand and supply. We find that clients matched to loan officers of the opposite gender are more likely to …
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Lenders' and Accountants' Perceptions of the Information Risk Reduction Provided by Prescribed Procedures
The purpose of this thesis is to investigate bank loan officers' and accountants' perceptions of the information risk reduction that results when accountants perform different procedures. Twenty-three accountants' and seventeen bank loan officers' perceptions were studied on three dimensions of …
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The Information Asymmetry with SME Tax Disclosures: Should they Stay, or Should They Go?
… for the intended usage of the tax disclosures. Loan officers are the largest third-party beneficiary of SME financial information and as such provide the standard for utilization. Using college students with a similar educational background as loan officers, I find that comprehension positively …
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Banker needs for accounting information
… characteristics of reporting entities. Bank loan officers constitute the target group of financial statement users and the study focuses on the perceived need for sixteen financial statement items. Among these are twelve items for which differentiation in financial reporting has been proposed …
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Factors Determining Loan Repayment in Microfinance Institutions: The Case of Dar Es Salaam Clients
… MFIs in Tanzania have suffered challenges on loan repayment problems and consequently decreasing employment levels and cash flows problems in Microfinance Institutions. This study explored contextual local determinants of loan repayments problems by clients in MFIs. Both quantitative and …
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Ethics and effectiveness as measured by communications in loan presentations
… who wrote open-ended responses to simulated loan presentation scenarios containing ethical communication content. The analysis consisted of a combination of qualitative and quantitative methods. A panel of bank loan officers judged the finance majors" open-ended responses for ethics and …
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Collection of delinquent accounts by savings and loan associations in the state of Virginia
… the various methods used by Virginia savings and loan associations in handling their delinquent accounts, (2) to determine by research their major advantages and disadvantages, and (3) to determine which methods or procedures would serve the best interests of the associations and their customers. …
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Determinants of SACCOS’ Financial Sustainability in Ilala Municipality
… knowledge by recommends reduction of default in loan repayment by monitoring borrowers regularly so as to ensure that they use the loans they received for the agreed and intended objective. Moreover, relevant and comprehensive training should be provided to loan officers.
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Determinants of SACCOS’ Financial Sustainability in Ilala Municipality
… knowledge by recommends reduction of default in loan repayment by monitoring borrowers regularly so as to ensure that they use the loans they received for the agreed and intended objective. Moreover, relevant and comprehensive training should be provided to loan officers.
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Essays in Financial Economics
… Fintech lenders are more likely to originate loans with high loan-to-value ratio (LTV) and particularly high debt-to-income ratio (DTI), possibly working through greater loan size instead of lower income. Conditional on predicted default rate using only observables, ex-post default rate is not …
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Consumer bankruptcy in Thailand
… with fifty individuals in their capacity as loan officers, debt-restructuring officers, attorneys representing creditors, bankruptcy judges, and bankruptcy trustees to provide the first empirical portrait of individual Thai bankruptcy filers and the Thai bankruptcy system more generally. The …
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Contributions of SACCOs on the Growth and Sustenance of Small Businesses in Tanzania: The case of Mbeya City
… was chosen among traders, Mbeya City Cooperative Officers and Loan Officers of Lulu and Upimaji SACCOs. Statistical Package for Social Science (SPSS) was used for data analysis. Study showed that the potentials of SACCOs on supporting the growth and sustenance of small businesses in Mbeya City is …
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Non-Audit Services and Auditor Independence: the Case of Saudi Arabia
… groups: major audit firms; minor audit firms; loan officers; financial analysts; financial directors; and academics. Non-parametric statistical tests were used in this study, including the Kruskal-Wallis Test and the Mann-Whitney Test, to draw inferential conclusions regarding the data …
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Female entrepreneurship in Nigeria: an investigation.
… lack of inheritance right by women and loan officers perception on women lifestyle), profitability (such as high import and export taxes on raw materials, high cost of transportation and illegal fees charges by government officials), and networking (such as support from NGOs and …