Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 151 for “"Insurers"”.
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Loss pattern recognition and profitability prediction for insurers through machine learning
For an insurance company, assessing risk exposure for Property Damage (PD), and Business Interruption (BI) for large commercial clients is difficult because of the heterogeneity of that exposure, within a single client (account), and between different divisions, and regions, where the client is …
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Structural equation modeling compared with ordinary least squares in simulations and life insurers’ data
… OLS regression. A study using data from US life insurers in the year 1994 serves as a further illustration. The conclusion is when special features of SEM is required, SEM fits better and will be the better choice, while when OLS regression assumptions are satisfied, SEM and OLS regression will …
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Offshore cyber risk in the Marine Industry: limitations and challenges faced by the insurers and policyholders
As stated by Stephen Harris, a mere 30 years ago, the idea of commercial cyber-attack was rather a topic for the science fiction novelists than reality.' However, nowadays we witness a growing tendency of reoccurrence of this phenomenon across many sectors that rely on progressively advancing …
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Offshore cyber risk in the Marine Industry: limitations and challenges faced by the insurers and policyholders
As stated by Stephen Harris, a mere 30 years ago, the idea of commercial cyber-attack was rather a topic for the science fiction novelists than reality.'1 However, nowadays we witness a growing tendency of reoccurrence of this phenomenon across many sectors that rely on progressively advancing …
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An evaluation of the proposed IFRS 4 Phase II measurement methodology: the impact of South African life insurers
… financial reporting and it is important that insurers begin to understand and prepare for the changes it will bring. This dissertation explores the key principles and likely impacts of the IFRS 4 Phase II standard, in its current proposed form, in the South African life insurance context. In …
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The tax consequences of the transfer of technical reserves between short-term insurers as part of a portfolio transfer
… of a portfolio transfer between short-term insurers. The commercial purpose of a portfolio transfer is for one insurer (‘transferee') to effectively take over the insurance policies of another insurer (‘transferor'), with no negative impact on the interest of the policy holders. In order to …
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Reforming China’s crisis management and market exit mechanism for insurers – A comparative legal study between China, the UK and the US
Insurers are specifically regulated financial institutions. From time to time, there are cases where insurers fall below statutory or regulatory requirements and run into trouble. Only with a well-designed crisis management and market exit mechanism for insurers (the CMME mechanism), can crises of …
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The impact of IFRS 17 transition mechanisms legislated by tax authorities on the GloBE effective tax rate of South Africa headquartered insurers
… and the practical impact of them on long-term insurers has not yet been fully ascertained. The research conducted seeks to determine the extent to which the transition mechanism legislated by tax authorities in response to and in preparation for the transition to IFRS 17 may impact the …
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Legal and Practical Problems Relating to Insurance Claims and Settlement of the Claims in Tanzania
… to insurance claims and claims settlement favour insurers more than the insured. Three insurance companies purposely selected were included, namely the National Insurance Corporation (NIC), Phoenix Insurance Company and Jubilee Insurance Company. Data was collected through Interviews with the …
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Reinsurance and financial performance of short term insurance companies in South Africa
… between the use of reinsurance contracts by insurers as a risk management tool and its impact on financial performance of short-term insurance companies in South Africa. It employs data on 79 short-term insurers (2007 - 2014) sourced from the insurance department of the Financial Services …
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Essays on Insurance Asset-Liability Dynamics
… of demand shocks on the investment decisions of insurers. Insurance companies are among the largest institutional investors, and their decisions have important implications for financial markets. Moreover, insurers' underwriting and investment operations are interdependent, and shocks to one can …
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Does Regulatory Scrutiny Change Investment Behavior? Evidence of Suboptimal Portfolio Rebalancing After the Financial Crisis
<p>Insurers that show losses are expected to sell tax-free securities and replace them with taxable securities since they can no longer benefit from tax savings. However, rebalancing these portfolios after the financial crisis would entail recognizing additional losses during a time period when …
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Three Essays On: Cancelling Liquidity, Information Generation And Learning By Holding Privately Placed Securities, And Information Generation, Learning And The Trading Dynamics Of Institutional Traders During The 2007-2008 Financial Crisis
… clients. We find some evidence that suggests insurers do generate information via the private placement relationship and use this information to trade. In the third essay, we study if institutional traders acquire information from the assets that they hold and how this impacts trading …
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Three Essays On Insurance Asset Management
… “industry bias”) in the U.S. property liability insurers’ comstock portfolios. We find that U.S. property-liability insurers exhibit a negative industry bias by tilting their portfolios away from their own industry. We examine the nature of the industry bias and find that property-liability …
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The Effects of COVID-Driven Change on Financial Strategies of Leading UK Life Insurance Providers.
… of COVID-19 on financial strategies of UK Life Insurers to advise on future strategic opportunities. Design/Methodology/Approach: A mixed methods design gathered data from financial statements of 4 leading UK Life Insurers, focusing on significant changes during 2019-2020. A convenience, …
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Efficiency, competition and risk-taking behaviour in the short-term insurance market in South Africa
… analysis technique indicate that short-term insurers operate at about 50% of their productive capacity, with only 20% of insurers operating at an optimal scale. Productivity growth, which reflects efficiency changes over time, is attributable to technological changes. Firm size, product line …
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The Determinants of the Financial Performance of Insurance Companies in Mauritius
… inflation and GDP growth on the profitability of insurers in both the life and the nonlife markets. Profitability was proxied by return on assets (ROA) and the underwriting profit ratio (UWPR). The study employs an unbalanced panel data sample of twenty non-life and seventeen life insurers from …
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Applying imputation and statistical learning to predict gamma-glutamyl transferase in underwriting data
… can be time-consuming and costly for both insurers and customers. However, the insight gained is of critical importance in addressing the information asymmetry between insurers and customers in terms of establishing a customer's risk profile. Consequently, any test that assists in providing …
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Essays in Internal Capital Markets in the U.S. Property-Liability Insurance Industry
… The results suggest that both acquiring insurers and targets increase internal reinsurance and undergo more intragroup capital transactions after the M&A. The probit analysis provides evidence that insurers with low internal capital market utilization via reinsurance are more likely to …
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