Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 39 for “"Insurance policies"”.
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Essays on Labor Market Frictions and Institutions
The U.S. government makes unemployment insurance (UI) more generous during recessions. In this thesis I study the interaction between unemployment insurance policies and labor market dynamics in a macroeconomic context. The first chapter examines government commitment and its role in shaping the …
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A review of directors' and officers' liability insurance policy wordings in light of the Statewide Tobacco, National Safety Council, AWA & East End court decisions
… of Directors' and Officers' Liability (D & O) insurance when discussing these court decisions. Unfortunately, for the purchasers of this class of insurance there is very little written material as to how to adequately evaluate the different D & 0 insurance policies offered by underwriters. This …
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Essays in Public Finance and Environmental Policy
… on private information in the market for flood insurance. Using detailed flood insurance policy microdata and newly available estimates of flood risk, I develop a measure of excess flood risk not used by the insurer to price insurance policies. I then use this measure as the basis for an unused …
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Essays on insurance markets
… of three chapters on adverse-selection type insurance markets. Chapter 1 develops a model for analyzing non-exclusive insurance markets. It establishes that the "screening" considerations of models following Rothschild and Stiglitz (1976)-long applied for analysis of exclusive-contract …
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Factors that lead to life insurance policy lapses at zsic life insurance limited
The Life Insurance Industry in Zambia has been faced with the problem of policy lapses and ZSIC life Limited is no exception to this problem. The focus of this study was to investigate the factors that led to life insurance policy Lapses at ZSIC life Limited and developing strategies aimed at …
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Factors that lead to life insurance policy lapses at zsic life insurance limited
The Life Insurance Industry in Zambia has been faced with the problem of policy lapses and ZSIC life Limited is no exception to this problem. The focus of this study was to investigate the factors that led to life insurance policy Lapses at ZSIC life Limited and developing strategies aimed at …
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Minimisation of late payment of premiums by intermediaries and probable solutions for general insurance companies in Lusaka, Zambia.
… challenges faced by the Zambian general insurance industry, and suggest realistic solutions. The research used an embedded mixed methods design. Structured questionnaires were distributed to 319 respondents, via email and also by hand. Interviews were also conducted with representatives …
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Minimisation of late payment of premiums by intermediaries and probable solutions for general insurance companies in Lusaka, Zambia.
… challenges faced by the Zambian general insurance industry, and suggest realistic solutions. The research used an embedded mixed methods design. Structured questionnaires were distributed to 319 respondents, via email and also by hand. Interviews were also conducted with representatives …
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Minimisation of late payment of premiums by intermediaries and probable solutions for general insurance companies in Lusaka, Zambia.
… challenges faced by the Zambian general insurance industry, and suggest realistic solutions. The research used an embedded mixed methods design. Structured questionnaires were distributed to 319 respondents, via email and also by hand. Interviews were also conducted with representatives …
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Improving Rainfall Index Insurance: Evaluating Effects of Fine-Scale Data and Interactive Tools in the PRF-RI Program
… Rangeland, and Forage Rainfall Index (PRF-RI) insurance program has issued a total of $8.8 billion in payouts. Given the program's significance, this thesis investigates methodologies to help improve it. For the first part, we evaluated the impact of finer-scale precipitation data on insurance …
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Essays on Disability and the Labour Market
… availability of additional income through social insurance. I build and estimate a structural life-cycle model of education and labour market choices to analyze the effect of social insurance on education investments for early-onset individuals. I focus on two social insurance policies in Canada: …
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The perceived impact of financial condition reporting on the structute of the shortterm insurance indusrty in South Africa
… regulation in the history of the short-term insurance industry in South Africa.The purpose of this study was to assess the perceived impact that this new regulation will have on the short-term insurance industry and to identify the main challenges for implementing FCR requirements.The Delphi …
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Balancing Risk and Rights : The Constitutional validity of Premium Discrimination in Life Insurance
… of premium discrimination within the life insurance industry and examine whether premium discrimination can be legally and ethically justified. Premium discrimination in insurance law refers to the practice of charging higher premiums to individuals or groups based on characteristics such …
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Estimating Corn and Soybean Farm -Yield Distributions in Illinois
… Production History and Crop Revenue Coverage insurance policies can result solely from the parameterization chosen to represent yields. The results indicate that the typically unexamined premise of yield distribution may lead to incorrect conclusions in other important areas of insurance …
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Legal and Practical Problems Relating to Insurance Claims and Settlement of the Claims in Tanzania
… into practical and legal problems relating to insurance claims and claims settlement in Tanzania. It is hypothesized that, the laws relating to insurance claims and claims settlement favour insurers more than the insured. Three insurance companies purposely selected were included, namely the …
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Factors Influencing Performance of the Insurance Industry in Tanzania: The Case of Zanzibar Insurance Corporation
Insurance industry is part of immune and repair systems of an economy. Successful operation of the industry sets impetus for other industries and development of an economy. The main objective of this study was to examine factors influencing performance of the insurance industry in Tanzania. To …
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Personal Responsibility for Health; Should we Bear the Costs of our Risky Health Affecting Choices?
… have started to advocate "cost bearing" policies which require people who are responsible for their ill-health to bear some of the costs of their risky health affecting choices. In this respect, policy makers and other stakeholders have stolen a march on philosophers because relatively …
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Under-insurance and the effect of the average clause on insurance contracts
Under-insurance can have dire consequinces for insurers if they are held liable for the full value of the damage that occurred while an insured only paid small premiums in relation thereto. It has become common practice under insurers to insert an average clause into insurance contracts to protect …
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Risk sharing in contracts : the use of fuel surcharge programs
… enable hedging, vendor buy-back programs, and insurance policies are examples of risk sharing contracts. The volatility in the price of fuel in the latter part of the twentieth century to the present has required the various parties involved in the trucking industry to employ risk-sharing …
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Is Private Long-Term Care Insurance Affordable For Older Adults?
… are fewer than 7 million long-term care (LTC) insurance policies in force. Why do so few Americans buy private long-term care (LTC) insurance? Several theories have been offered as possible explanations, including the availability of Medicaid, misperceptions that Medicare or other policies …
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