Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 23 for “"Household Finance"”.
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Essays in Household Finance
… education (including a semester-long personal finance class) and relevant financial experiences. Furthermore, preliminary results of a randomized controlled trial (N=117) suggest that an hour-long financial education workshop on the main financial aspects of college increases students' GPA by …
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Essays on household finance
This dissertation consists of three essays. The first chapter studies whether credit demand is sensitive to interest rates, to the prominence of interest rate disclosure, and to nudges. Consumer credit regulations usually require that lenders disclose interest rates. However, lenders can evade the …
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Essays in Household Finance and Education Finance
This dissertation consists of three essays in household finance and education finance. The first essay studies how the portfolio allocation of college savings affects children's college attendance and student debt using novel data on 529 college savings accounts linked with student-level …
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Three essays on household finance and banking
Submission original under an indefinite embargo labeled 'Open Access'. The submission was exported from vireo on 2023-09-01 without embargo terms
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Essays on housing economics and household finance
… elasticity as a non-parametric function of household characteristics, locations and time using Generalized Random Forest (GRF), a causal machine learning model. At the county-level, the average elasticity ranges from 0.04 to 0.16 with some neighboring counties being up to eight standard …
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Local Social Forces, Household Finance, and Real Estate
<p>I explore the relationships between households’ real estate decisions and their local urban and political environments. In the first chapter, I investigate whether household mortgage choices are influenced by social interaction. I build a database using household mortgage data and precisely …
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Essays on Household Finance and Small Business Credit
… can help reduce consumption inequality in the household. The 2013 reversal of the Truth-in-Lending Act increased the borrowing capacity of secondary earners in equitable-distribution states but not in community-property states, where division-of-property laws superseded the policy change. Using …
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Essays on household finance and credit market regulation
This thesis consists of three chapters on household finance and regulatory policy in consumer credit markets. The first chapter studies the efficiency and distributional effects of credit card pricing restrictions in the 2009 Credit CARD Act. I document how two forces drive these restrictions' …
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Essays on health care consumption and household finance
This thesis explores how health insurance affects the decisions that individuals make. The first chapter studies the effect of insurance on health care consumption. Nearly 10 percent of teenagers become ineligible for their families' health insurance coverage on their nineteenth birthdays. Due to …
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FinTech ecosystem driven economic growth in China under the new normal: from the perspective of households
… and digital transformation, understanding household financial behaviour in China has become increasingly important for both academic research and public policy. This thesis examines how economic policy uncertainty, digital finance, and income volatility shape Chinese households’ …
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Three Essays on Sustainable Economic Development: Experimental and Empirical Evidence from Financial Markets, the Gambling Industry, and Entrepreneurship
… in China. Using data from the China Household Finance Survey and a two-way fixed effects model, the study finds that cash compensation increases entrepreneurial activity by alleviating liquidity constraints. This effect is particularly strong among urban households and in economically …
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Essays in Empirical Microeconomics and Finance
… Education Economics. The second and the third on Household Finance. The following paragraphs describe the contents of each chapter in more detail. The first essay compares and contrasts aggregate and individual level analyses to investigate the relationship between economic fluctuations and …
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A magyar háztartások pénzügyi megtakarításai és vagyona a 2008-2009-es válságot követően = Financial savings and wealth of Hungarian households after the 2008–2009 crisis
… viszonylag új mikroadatbázis segítségével, a Household Finance and Con-sumption Survey felmérés segítségével válaszoltam. A lakosság portfólióallokációs döntéseit is vizsgáltam, ezen belül is azt, hogy a kockázatos és nem kockázatos eszközök közötti választását milyen tényezők befolyásolják. …
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Essays in Household and Behavioral Finance
This thesis contains three chapters on household finance and behavioral finance. The first chapter studies how to balance insurance and incentives in student loans with income-contingent repayment, which insure borrowers against income risk but also can reduce their incentives to earn more. Using a …
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ESSAYS ON HOUSEHOLD DEMAND FOR CREDIT CARDS, BANKRUPTCY AND OVER-SPENDING
Studying household finance and behavior is important not only for understanding the micro level behavior, but also to have a better understanding of the whole economy. The study of household behavior become even more important after the 2007 housing crises, and the giant effect it had (and is still …
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Climate Variability and Farm-households in the Sudan Savannah Zone of Ghana
… is ample evidence suggesting that rural farm-households in the SSZ of the country, will continue to bear the brunt of climate-induced impacts, which may include devastated crop production and a major threat to natural resource-based livelihoods. In the face of these expected impacts, there is …
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The role of household wealth in funding self-employment in European countries
This thesis explores the role of household wealth in funding self-employment across euro-zone countries. The thesis considers key types of household wealth (i.e., assets, liabilities, income, and inheritances) and their components. It uses a highly detailed cross-country micro dataset constructed …
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Essays on the impacts of household financial decision making.
The thesis examines the consequences of household and individual financial decision making in three different areas: mortgages, superannuation and family businesses. The questions posed in each case cannot be tackled using conventional financial databases. I therefore address each case by applying …
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