Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 9 of 9 for “"Home Loan"”.
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The Causes and Effects of Commercial Bank Participation in the Federal Home Loan Bank System
… in commercial bank membership in the Federal Home Loan Bank (FHLB) System and extensive growths in FHLB assets and outstanding advances. Since FHLB policies may enable risk-taking behavior by the System's member institutions, this research evaluates the impact of the FHLBs on community bank …
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Choice of one factor interest rate term structure models for pricing and hedging Bermudan swaptions
… for managing the risks associated with mortgage (home loan) repay-ments. This paper will address these problems by comparing various one-factor models, including Hull-White, Black-Karasinski and CIR models for the pricing and hedging of long-term Bermudan Swaptions which resembles mortgage loans …
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The Operations of FNMA in the Secondary Mortgage Market
… financing was the creation of the Federal Home Loan Bank System in 1932 . The 1932 Act was the first of a series of measures that were designed to provide, among other things, a more adequate and well distributed volume of funds available for home financing .|The RFC Mortgage Company was …
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“Professionals in a Soviet America” Federal Housing Policy, the Popular Front, and Architects in Los Angeles, 1919–1947
… magazine “The Delineator,” founded Better Homes in America, a national organization to promote the ideal American home through publications, model homes, and local events. Herbert Hoover, the then-Secretary of Commerce, served as the organization’s first president, operated it as the …
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Investigating The Dual Mortgage Market: The Distribution Of Subprime Lending By Race And Its Consequences For Minority Communities
… track people by race? This dissertation employs Home Mortgage Disclosure Act Data, U.S. Census Data and the HUD Subprime Lender List to identify subprime loans. I use Hierarchical Linear Modeling to predict the likelihood of subprime for a borrower in Philadelphia, Baltimore, San Francisco and …
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Three Essays in Lending
… jointly analyzes households’ credit quality and home purchase behaviors, and the second paper analyzes the gap between households’ desired and outstanding debt levels. The focus of the first two papers is households because households were greatly affected by the crisis. They experienced high …
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Three Essays on Financial Institutions and Real Estate
… first two essays examine the impact of Federal Home Loan Bank (FHLB) membership and funding on bank and thrift holding company (BHC and THC) risk and returns. The first essay uses risk measures derived from BHC and THC stock prices, while the second essay uses risk measures based upon BHC and …
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An Emphasis on Underwriting Variables: A Look at Their Importance on Default & Prepayment of US Mortgages
… or variables, are good indicators of potential loan defaults and prepayments. Using a newly available public dataset of loan-level characteristics and performance for home loans, I show that the existing standard variables used in mortgage underwriting are predictive in determining potential …
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Low-income homeownership for intergenerational mobility - the role of intermediaries in risk mitigation
Homeownership is an important marker of achievement and personal wealth for most Americans. It provides a sense of stability and is an essential conduit through which families access opportunity in the form of schools, jobs, urban services, and communities (Rohe et al., 2001). For low-income and …