Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 16 of 16 for “"Formal credit"”.
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Investigating determinants of access to formal credit - South African women entrepreneurs in the informal sector
… of women. Women, particularly in the informal sector, face the challenge of access to formal credit. The aim of the study is to investigate the determinants of access to formal credit by women in the informal sector. A logit regression model is employed as an estimation technique, to …
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Constraints of financing small and medium enterprises in Namibia
… status of SMEs in Namibia regarding access to formal credit facilities. The study also sought to document the difficulties that SMEs have in accessing finances and assess the financial gap that exists between fund providers and SMEs and how it can be narrowed. The analysis provided an …
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An investigation on women's access to agricultural credit faclities: A case of Mutandalike area, Choma District, Southern Province, Zambia
… of the accessibility of agricultural credit facilities by women small-scale farmers of Mutandalike area, Choma district. The respondents in Mutandalike area mainly from Mung'anga and Siakayuwa villages were selected randomly. Data were collected using the scheduled structured interview …
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A study of the backgrounds and functions of selected directors of university operated residential centers for continuing education
… possess a management degree and have no formal credit courses in adult and continuing education. The study identified five functions of importance to residential center directors: (1) the development and training of center staff, (2) the interpretation of center policy, (3) the planning …
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Winners and Losers: Between Bank Loan and Small Medium Enterprises Equity Investment Scheme (SMEEIS) as Funding Sources for Northern Nigerian SMEs
… and conditionality for SMEs’ access to formal credit from the conventional Banks in Nigeria, and, furthermore, venturing into the potentially untapped revenue base of the sub-sector, which promises opportunities for the conventional banks. This study assesses the comparative financial …
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Small Stores, Big Obstacles: Understanding Constraints and Opportunities for Micro-retail Firms
… and small enterprises (MSEs), particularly informal micro-retailers known as nanostores, play a vital role in developing economies but remain largely underserved by traditional financial institutions and overlooked in economic policy. In Mexico, nanostores account for more than 95% of …
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Analysing the effect of financial inclusion on income inequality in Namibia
… inclusion is proxied by access and use of formal bank accounts, savings, and credit accounts. The study employed a two-stage least squares (2SLS) regression to estimate the effect of financial inclusion on household well-being and a quantile regression to investigate to estimate the effect …
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Determinants of gender disparities in financial inclusion: insights from Tanzania
… inclusion are only prevalent in the uptake to formal savings and formal credit but not access to formal financial accounts and mobile money accounts. Being a woman decreases the likelihood of saving while increasing the likelihood of borrowing at a formal financial institution by 17% and 2% …
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Impacts of Household Credit on the Poor in Peri-urban Areas of Ho Chi Minh City, Vietnam
Access to credit is universally believed to be an effective tool to help the poor out of poverty. Yet the evidence for this has not considered all settings, especially the peri-urban areas of rapidly industrialising Asian countries. In these areas human capital is the main asset of the poor, so it …
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Institutional credit for agriculture in Bangladesh
… Bank, BKB (Agriculture Bank) under the normal credit program in Bangladesh. The study aimed at evaluating lending policies, examining borrower characteristics, finding out the factors influencing the supply of credit and measuring the magnitude of non-interest costs in loan transactions from …
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Institutional credit for agriculture in Bangladesh
… Bank, BKB (Agriculture Bank) under the normal credit program in Bangladesh. The study aimed at evaluating lending policies, examining borrower characteristics, finding out the factors influencing the supply of credit and measuring the magnitude of non-interest costs in loan transactions from …
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A comparative study of economic power between Zambian women of Asian origin and indigenous Zambian women of Lusaka
… power/independence by either gaining access to credit or just being wage earners. For this purpose the researcher examined the extent of influence of socio-cultural factors on the utilization of credit or one's own cash earning. Also examined were the factors that affect women's utilization of …
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Law and the Culture of Debt in Moscow on the Eve of the Great Reforms, 1850-1870
… include the cultural and social profiles of creditors and debtors and of their relations, the connection between debt and kinship structures and strategies, the institution of debt imprisonment and its rituals, various aspects of court procedure, as well as the previously unstudied issue of …
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Using Asset Poverty Measures to Understand Poverty Dynamics, Poverty Traps and Farmer Behavior in Sub-Saharan Africa: A Focus on Rural Ethiopia
… a pathway out of persistent poverty, current formal credit programs are not serving the poorest households in this endeavor. The findings confirm the need to closely assess constraints faced by different classes of poor households and suggest the value of asset based poverty classifications in …
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Impact of migration costs, microcredit, and remittances on cross-border labour migration decisions: Evidence from a Cambodian household survey
… Chapter 3 in this thesis, investigates the microcredit-migration linkage through the lens of South–South Migration (SSM). Evidence from the literature evaluating the linkage between microcredit and migration is ambiguous. This chapter analyses the effect of microcredit on labour migration …
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Livelihood strategies of farmers in Bolivar, Ecuador: asset distribution, activity selection and income generation decisions in rural households
… this may be due to data limitations. Credit is statistically significant and has a positive effect on wellbeing. A similar positive effect is shown by education but the variable is not statistically significant. An odd result was found in the coefficient of irrigation access. This …