Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 21 for “"Financial Behavior"”.
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Essays on Local Public Finance and Financial Behavior
… while the third essay looks specifically at the behavioral effects of mobile payment and online shopping in China.The first essay examines the relationship between business activity and property taxes using county-level data for the period 1986-2012. This paper uses three alternative variables to …
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Essays on the financial behavior of corporations and households
… asset returns may provide the participant with financial education which would otherwise not be received. This paper finds that households covered with pension plans in which the employee must decide upon investments are significantly more apt to hold stock outside of their retirement plan …
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Financial coaching : bridging the gap between financial knowledge and financial behavior
… of this study was to evaluate an emerging financial education program, financial coaching. This study investigated whether participants improved their credit scores after participating in a financial coaching program. Four hypotheses were examined: (1) Financial coaching improves the credit …
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The application of Strumpel's behavioral economic model to explain financial behavior
The purpose of this study was to apply Strumpel's behavioral economic model to explain personal financial behavior. Three categories of variables as identified by the model determined the independent variables in the study. These variable groups were defined as the objective environment consisting …
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The Development of the Risky Financial Behavior Scale: A Measure of Financial Risk Tolerance
… instrument to measure risk tolerance in human financial decision making studies. The traditional economic method and the more recent psychometric method of examining risk tolerance were both reviewed in the study. The purpose of this thesis was the initial development and validation of the …
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Antecedents of mobile banking applications acceptance and usage and its consequence on financial behavior in Namibia
… Income Countries (LMICs). The use of digital financial services such as mobile banking applications changes consumers' financial behavior. Poor financial habits can cause debt, stress, health issues, and strained relationships. Thus, it is important to understand the impact of using mobile …
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Relationship Between Financial Literacy and Financial Behavior Among Seventh-day Adventist Full-Time Pastors in the North American Division of the Seventh-day Adventist Church
… intended to examine the relationship between the financial literacy components of full-time pastors and their financial behavior components. Many pastors struggle with their finances and often retire unprepared due to having inaccurate or incomplete knowledge of relevant financial information and …
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Selected economic behaviors of specified female-heads of households
… of the study was to determine selected economic behaviors of female heads of households. The objectives were to determine (1) selected economic behaviors of single female heads of households, (2) selected economic behaviors of divorced female heads of households, (3) selected economic behaviors …
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A Qualitative Analysis of Students' Experience Using Student Loans and Financial Literacy at a Community College
… believe and understand about student loans and financial literacy at a local community college. Participants were interviewed using structured and semi-structured questions about student loans and financial literacy. Baxter Magolda's Theory of Self-Authorship was used to analyze the results for …
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Financially literate, crypto-invested? : exploring the link between financial literacy and cryptocurrency ownership among Icelandic university students
This study investigates whether financial literacy influences cryptocurrency ownership among university students in Iceland. As digital financial tools continue to grow in popularity, particularly among younger populations, understanding the relationship between financial knowledge and investment …
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Educação financeira: a relevância do conhecimento dos alunos do ensino médio em finanças pessoas no Brasil e nos Estados Unidos
… used to devide social-economics, demographics, financial education, personal finances and financial behavior profiles, utilizing the Likert scale by students within the course. The research has a sample with a total of 316 questionaires applied, having 197 applied in Brazil and 119 in the United …
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Social capital and microfinance
… "Can Games Measure Social Capital and Predict Financial Decisions." Economic theory suggests that market failures arise when contracts are difficult to enforce or observe. Social capital can help to solve these failures. Measuring social capital has become a great challenge for social capital …
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Financial Literacy of College Students: Parental and Peer Influences
A current national concern is the low financial literacy of college students. College students are not receiving the financial knowledge necessary to be successful in today's fast paced economy. Due to an increasingly complex marketplace, college students need greater knowledge about their personal …
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Investor risk profiling: an enhanced behavioral finance perspective and technique for identifying client risk profiles
The ramifications of financial crises and the complex structures of financial products have enabled the hand of regulation to extend beyond the security of investors and into the suitability of the investments proposed by financial institutions and advisors. This process, assessed through a risk …
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Empirical essays on dynamic allocation mechanisms
… about risky future income influence households' financial decisions. We quantify one contributor to income uncertainty by surveying low-income tax filers' expectations of and uncertainty about their tax refunds, and link the survey with administrative tax and credit report data. Households face …
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Organizational persistence and change: A case study of a community college
… throughout the study and drove decision-making behavior, causing the College to forego developing in ways contrary to its values. It showed that this educational organization was value- rather than market-driven.</p> <p>Implications for future research, as well as for educational leadership, …
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Essays in Education Finance
… student outcomes. The first chapter discusses financial aid policy in the higher education setting, while the second and third chapters study state and local financing of primary and secondary schools. The first chapter investigates how the geographic fragmentation of the American higher …
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The Effects of Workplace Financial Education on Personal Finances and Work Outcomes
… research was to examine the effects of workplace financial education on workers' personal finances and work outcomes and determine relationships among financial management (attitudes, knowledge and behaviors), financial well-being, personal finance-work conflict, and work outcomes with data of …
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What are the family financial management experiences among the Ghanaian diaspora in the US?
… this qualitative study was to explore the family financial management experiences of the family members of the Ghanaian diaspora in the US. Bronfenbrenner’s bioecological model was used to navigate the research study process. The research question was What are the family financial management …
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