Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 23 for “"Deposit Insurance"”.
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Essays on regulatory control of deposit insurance and dual trading
… analyze directly its effect on the pricing of deposit insurance. It derives values of deposit insurance with both deterministic and stochastic charter values. It is shown that significant charter value can be a main cost to exploit the FDIC's guarantee at a given level of regulatory control. …
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The role of deposit insurance in the banking system: the case of Lesotho
… In addition, many countries have set up deposit insurance systems in order to complement the prudential supervision and regulation by the Central Banks as well as the lender-of last-resort function of the central bank. Nonetheless, the introduction of deposit insurance has not only …
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Estimating the cost of deposit insurance for a commercial bank following an optimal investment strategy
… In particular, they transform short-term deposits into medium and long-term loans. Due to their important role in the economy and the nancial system as a whole, commercial banks are subject to high regulation standards in most countries. According to an international set of capital …
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Protecting depositors and promoting financial stability in South Africa
… the desirability of introducing an explicit deposit insurance scheme in South Africa as a means of protecting small, unsophisticated depositors who are almost always the losers when banks fail, and promoting financial stability. The study finds that bank failures in South Africa are mainly …
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Essays on Bank Spatial Competition, Stability and Resolution
… I examine the role of the shadow price of deposits and bank efficiency on deposit insurance. I conduct principal components analysis (PCA) to combine four types of risks to calculate the risk-based deposit premium. The rate varies from 0.146 percent to 0.423 percent. Thus, the results …
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Essays on banking
… rate risk, (iii) capital regulation, and (iv) deposit insurance. The optimal bank interest margin is shown to be increasing with the variability of the short-term money market rate, but decreasing with either a stiffer capital requirement or an increase in the flat-rate deposit insurance …
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Essays on Systemic Banking Crises and Bank Regulation
… that macroeconomic variables such as GDP and deposit insurance remain statistically significant crisis determinants in the long run but that variables such as real-interest rates and inflation are not reported as systemic banking crisis determinants when estimated over a full business cycle. …
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Using Gentile's Reframing Diversity Model In Public Organizations: FDIC As An Illustration
… Reframing Diversity model to the Federal Deposit Insurance Corporation (FDIC) diversity program. The lenses of Gentile's model offer questions that are straightforward, easy to understand, and organizationally specific. Additionally, the project utilized the generally accepted approach for …
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Fragilidad financiera y líneas contigentes de crédito internacional
… Regime 2000), y por Diamond y Dybvig (Bank Runs, Deposit Insurance and Liquidity 1983).
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Essays In Finance And Macroeconomics
… efficiency. Raising capital requirements reduces deposit insurance distortions but also deposit tax shields. As a result, firms cut back on both bank and non-bank borrowing while going bankrupt more frequently. Implementing an optimal capital ratio of 11 percent in the US produces limited marginal …
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Optimal bank portfolio choice and bank regulation: The Indonesian case
… using Indonesian data, because there is no deposit insurance and banks are not restricted to branch. Thus, it is expected that the market distortion observed will not be significant. The result of the study is interesting, because the model can explain why many banks exist, predict real …
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Three Essays in Empirical Asset Pricing
… where government guarantees such as deposit insurance or U.S. Treasury lending lines already existed, did investors impart a premium to the debt security prices of firms under stress. The second essay introduces the Inflation Indexed Swap Basis (IIS Basis) in examining the large …
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Essays in banking and monetary policy
… rates. While banks exploit imperfectly-priced deposit insurance in order to ameliorate the underinvestment problem created by financial constraints, open-market operations by the central bank control the aggregate supply of insured deposits, and thus the severity of these constraints. I …
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Regulation of Mobile Money Services in Tanzania
… protection, online contract, interoperability, deposit insurance and e-taxation. The thesis has evaluated the contribution of international standard setting bodies and model laws in the making of legal framework that addresses the challenges of M-Money services. However, the focuses of such …
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Theoretical essays on bank risk-taking and financial stability
… shows that moral hazard (which is induced by the deposit insurance scheme), can be one essential motive for the securitisation of deposit-taking commercial banks. This chapter also discusses some factors that can restrain the moral-hazard and risk-taking behaviour in bank securitisation. Chapter 3 …
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Essays on Auctions in Financial Markets
… payout is complicated because the volume of insurance is larger than the debt outstanding and the value of a bond is heterogeneous. CDS payouts are set in a two-stage auction. In the first stage dealers commit to supply or purchase a fixed quantity at the unknown final price. Then, the excess …
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Essays In Financial Fragility And Regulations
… type programs, such as demand deposit insurance, ours incur a lower cost of implementation and suffers less from moral hazard problems. The proposed program effectively screens agents based on their heterogeneous beliefs of the coordination results. In equilibrium, only a small …
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Three Essays in Lending
… Federal Reserve Bank of Chicago and Summary of Deposits data from the Federal Deposit Insurance Corporation. Overall, the findings suggest that the probability of advance use and the level of advance use were higher for small banks with low core deposits, high liquidity risks, high interest rate …
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The Federal Banking Regulators: Agency Capture, Regulatory Failure, And Industry Collapse During The 2008 Financial Crisis
… up to the 2008 financial crisis: the Federal Deposit Insurance Corporation, the Federal Reserve, The Office of the Comptroller of the Currency, and The Office of Thrift Supervision. Though public administration and policy scholars have moved away from capture theory toward a more pluralistic …
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