Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
Results
Showing 1 to 20 of 30 for “"Debit"”.
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An Empirical Approach Toward Understanding the Linkage of Legal and Financial Institutions
… a specific group of events involving payroll debit loans in Brazil and adds evidence of the relationship between the legal and the financial system. It uses empirical evidence to study the rise of Brazilian payroll debit loans as an instance of variation in institutional setting. First, I show …
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Analyse des données hydro-environnementales du parc Kejimkujik par réseaux de neurones et réseaux polynomiaux
… Pit, les seules donnees considerees sont le debit et le temps mis sous forme de sinus et cosinus. Dans le cas du ruisseau Pine Marten, la precipitation, la temperature minimale et maximale de l'air et la profondeur de la neige sont aussi considerees. Les analyses effectuees et les …
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Perbandingan hukum jaminan fidusia menurut Undang-Undang nomor 42 tahun 1999 dengan hukum rahn tasjili menurut fatwa nomor 68/DSN-MUI/III/2008
… fidusia merupakan perjanjian di mana pihak debitur mengikatkan perjanjiannya kepada pihak kreditur atas hutang piutang yang menjadikan bukti kepemilikan atas suatu benda untuk dijadikan jaminan atas utangnya tersebut dengan disertai adanya suatu bunga. Perjanjian yang terjadi dalam jaminan …
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Contactless prepaid and bankcards in transit fare collection systems
… direct acceptance of contactless credit and debit cards (collectively contactless bankcards) at gates in rail stations and on board buses. Concerns have been raised about riders who may not have or may not want to use contactless bankcards for transit fare payments. This thesis presents …
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Effects of axial turbine tip shroud cavity flow on performance and durability
… found that tip shroud cavity flow incurs a 0:85% debit in stage eciency per 1% of main flow fluid through the cavity with approximately 50% generated in the free expansion of the tip seal leakage jet and 50% from cavity exit mixing. The proportion of total loss attributable to cavity exit mixing …
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Towards improving the usability of system-assigned PINs: can implicit learning techniques help?
… machines (ATMs), computers, mobile devices, debit cards, and credit cards. People tend to choose easy-to-recall PINs that are related to important dates (e.g., birthdays or anniversaries), or keypad patterns. Unfortunately, such easy-to-recall PINs can be vulnerable to guessing attacks. …
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Constructing a web application for identification, detection and analysis of pattern based fraud
… shopping method for buyers. As credit / debit cards became most common payment method for both online and regular purchases, the number of registered fraudulent transactions also increased significantly. Fraudsters seem to find back-doors in the security systems, leading to accumulation …
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Historical perspective of innovation in electronic payment instruments
… brought to life the nowadays so common credit/debit cards, expeditious processing of electronic funds transfers, online and mobile payments. Past innovation in electronic payment instruments built primarily on top of a pre-existent base. Also, it developed along the opportunities opened up by …
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Automating the United States payment system
… such as automated clearinghouses, credit/debit/smart cards, and home banking are scrutinized for their benefits and feasibility. Check collection improvement methods such as electronic check presentment and check truncation are also studied. One particular system offers end-to-end process …
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Investigating EMV chip and pin card security
… EMV protocol is a global standard for credit and debit card transactions using chip enabled smart cards. EMV stands for Europay, MasterCard, and Visa, the three companies that initially developed the standard. As the adoption of these cards rose, so did the incidents of hacking and exploitation …
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Design of a multifactor authentication system for automated teller machines.
… improve the security of ATM transactions. ATM debit and credit cards are susceptible to theft and card cloning making them a conduit for malicious actors to defraud bank customers. In this design, we propose the use of fingerprint authentication and One Time Passwords (OTPs) as a second and …
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The Influence of Electronic Banking on Service Delivery Satisfaction to Customers, the Case of NMB Bank in Tanzania
… includes ATM services, SMS (mobile) banking and debit cards. Also there was a degree of variation NMB subscribers in terms of age, sex, level of education and longevity of staying with the banks. Also the findings show that there was a positive perception of the respondents influenced by the …
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Congressional Regulation of Credit Card Interest Rates: The Case of Credit Card Fair Fee Act of 2008
… value of United States credit, signature-based debit, and PIN-based debit card payments processed in the applicable base year. Moreover, it grants limited antitrust immunity to such providers and merchants, as well as to those providers who jointly determine among themselves the proportionate …
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An anthropological exploration of the effects of family cash transfers on the diets of mothers and children in the Brazilian Amazon
… from the federal government. Essentially, debit cards are issued, preferably to mothers in a household, and monthly cash transfers are made on the condition that their children meet education (minimum school attendance) and health requirements (vaccinations). Since itsinauguration in 2003 …
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Aerothermodynamics and operation of turbine system under unsteady pulsating flow
… in Turbo Initial Transient based on cycle loss debit); (4) The condition of maximum power extraction on unsteady pulsating environment can be approximated with a simple modeling of volute storage effect. A physically consistent definition of ideal power that elucidates the role of unsteadiness …
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Accounting frameworks, uncertainty, and compliance pathways in Iceland’s LULUCF sector : a System Dynamics approach
… on track for 2030 LULUCF compliance under the no-debit rule but is not on track for 2040 climate-neutrality: closing the 2040 gap requires a substantial operational scale-up, raised activity targets, and an annual budget of approximately 34 billion ISK, six times the current Fiscal Plan …
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Exploring credit card behaviors of millennials in the United States
… to see if Millennial respondents had a credit or debit card, outstanding balance on credit cards, and if they have a revolving amount of credit. For multivariate analysis, demographic control variables as well as unfavorable credit attitude, and risk tolerance were included in the analyses. …
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The downsides of price promotions and price negotiations on brand relationships
… more transparent payment forms (e.g., cash or debit card) obtain more substantial price concessions during price negotiations. Specifically, I find salespeople perceive customers who pay with more transparent payment forms as having greater negotiation power than those who pay with less …
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The Influence of Payment Method: Do Consumers Pay More with Mobile Payment?
… on payment methods focused on credit cards or debit cards, which are not the primary payment methods in China. This paper uses both the lab experiment and the field experiment to confirm that the payment representation form would influence consumption. Second, the previous experiments failed to …
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An analysis of workers' compensation insurance for the southeastern United States logging industry
… risk policies, and designing greater credit and debit modifications based on firm characteristics. It was also suggested that a regional accident reporting system, funded from surcharged assigned risk policies, be established to provide actuarial data for rate hearings and loss control programs. …
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