Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 21 for “"Credit unions"”.
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Economic impact of credit unions on rural communities
… vitality, by examining the relationship between credit union activity and community population growth in rural Canada. A preliminary qualitative inquiry indicated that while most of the business policies and practices of a chartered bank and a credit union are similar, a credit union, in …
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The Future of Credit Unions: Growth or Stagnation?
… was to evaluate the operation and problems of credit unions in the United States. More specifically, the study attempted to evaluate the contributions of credit unions, to reveal their major problems, to evaluate their competitive position among financial institutions, and to evaluate the …
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The significance of the common bond in credit unions
… of historical and contemporary examples of credit unions. In doing so, it is argued that a credit union is best understood as an 'elective association'. The reality-congruence of 'elective association' as a distinct sociological concept is explored,in relation to: i) the ambiguity …
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Credit unions and competition in the brazilian financial intermediation system
Unlike traditional banks, the reform of credit unions in the national financial intermediation system did not have a specific program named and publicized nationally, as was the Program to Stimulate the Restructuring and Strengthening of the National Financial System (PROER – as is their acronym in …
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The role of credit unions in socio-economic development of Zambia
The study examines and assesses the role of credit unions in Zambia in terms of how they help not only to co-operate and encourage members to improve their savings but also teach them "rational" ways of controlling their finance; investing, earning and providing them with ways in which they can …
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Mortgage lending by limited-income credit unions : community development or not?
Thesis (M.C.P.)--Massachusetts Institute of Technology, Dept. of Urban Studies and Planning, 1987.
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Youth credit unions : investing in the future of our communities with the youth of today
Youth credit unions have emerged in the United States as a relatively new and innovative community youth development program. It is a twist of youth development and financial literacy. The basic idea of a youth credit union is to develop financial and leadership skills of young people through youth …
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Show me the money : promises and pitfalls of asset growth in community development credit unions and loan funds
… and case study interviews. Surveys of low-income credit unions (LICUs) and community development loan funds (CDLFs) indicate that large CDFIs grow through geographic expansion, customer and product diversification, more debt and equity funding sources, and a focus on fundraising.
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Financial exclusion and inclusion : credit union development in Kingston upon Hull
… paid to a variety of 'alternative' sources of credit and finance. As one of these forms, British credit unions are currently particularly 'sexy'. One reason for this status relates to increasing interest (both within the academy and outside) in the role(s) credit unions can play in relieving …
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The Irish credit union movement: member participation and organisational effectiveness
… effectiveness and member participation in Irish credit unions. It is hypothesised that a positive relationship exists between both variables. Co-operative literature suggests that co-operatives require the involvement of the members in identifying and meeting their own needs in order to be …
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From Tackling Poverty to Achieving Financial Inclusion, the Transformation of The British Credit Union Movement, 1998-2008
… of the research report 'Towards sustainable credit union development (Jones 1999) on 8th December 1998, the Chief Registrar of Friendly Societies, Geoffrey Fitchew CMG, argued that not only had the report aroused strong interest in Westminster and Whitehall, but that it would "act as a …
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Audit quality and performance evaluation : an analysis of the US credit union industry
The first paper examines the determinants of credit unions' audit quality choice and the implications of this choice on financial statement management and financial distress. Credit unions provide a setting with large variation in audit quality, ranging from a "self audit" to an independent CPA …
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Betting on Commercial Real Estate: Competition in Deposit Markets
… using an exogenous increase in competition from credit unions following a policy change. As certain credit unions begin competing with regional and community banks, branches increase their deposit rates to stay competitive. The banks respond by expanding mortgage origination, both in the number …
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A report of the credit union at the Veterans Administration regional office, Roanoke, Virginia
The Veterans Administration Regional Office Credit Union, located in Roanoke, Virginia, is a cooperative association, organized to promote thrift among its members and to accumulate a fund from these savings to make needed loans to members for useful purposes at reasonable interest rates. It is …
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Análise financeira da expansão da UNICRED João Pessoa: impactos da mudança de público-alvo
… out, taking over in cash and forward like the Credit Unions subordinate to the standards of the National Monetary Council and supervised by the Central Bank of Brazil. They have exercised an important role in contributing to the development of the country, especially in the mission of meeting …
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Essays in Financial Economics
… entirely online and rely on big data to make credit decisions through the use of machine learning algorithms. Compared to traditional lenders, Fintech lenders are more likely to originate loans with high loan-to-value ratio (LTV) and particularly high debt-to-income ratio (DTI), possibly …
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Volatility Modeling and Risk Measurement using Statistical Models based on the Multivariate Student's t Distribution
… to controlling risk in banks, investment funds, credit unions, and other financial institutions to prevent bankruptcy and financial crisis in the future. In order to calculate risk in a reliable manner, this thesis has focused on the statistical modeling of expected return and volatility. The …
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The changing roles and challenges of trade unions in Zambia: a case of Zambia National Union of Teachers, 1953-1991
… of the changing roles and challenges of trade unions in Zambia using the case of Zambia National Union of Teachers (ZNUT). It started as Northern Rhodesia African Teachers Association (NORATA), in 1953 and became Northern Rhodesia Union of Teachers (NORUT) in 1962 and finally ZNUT in 1964. The …
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The changing roles and challenges of trade unions in Zambia: a case of Zambia national union of teachers, 1953-1991
… of the changing roles and challenges of trade unions in Zambia using the case of Zambia National Union of Teachers (ZNUT). It started as Northern Rhodesia African Teachers Association (NORATA), in 1953 and became Northern Rhodesia Union of Teachers (NORUT) in 1962 and finally ZNUT in 1964.The …
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The changing roles and challenges of trade unions in Zambia: a case of Zambia National Union of Teachers, 1953-1991
… of the changing roles and challenges of trade unions in Zambia using the case of Zambia National Union of Teachers (ZNUT). It started as Northern Rhodesia African Teachers Association (NORATA), in 1953 and became Northern Rhodesia Union of Teachers (NORUT) in 1962 and finally ZNUT in 1964. The …
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