Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
Results
Showing 1 to 20 of 42 for “"Credit cards"”.
-
Essays on retail trading and credit cards
Submission published under a 24 month embargo labeled 'U of I Access', the embargo will last until 2027-05-01
-
Secure protocols for contactless credit cards and electronic wallets
The contactless credit card protocol in use today is insecure. The credit card industry has chosen to use the NFC channel for contactless transactions. However, reliance on NFC's short range has led to poor assumptions in the contactless credit card protocol. For example, the card assumes …
-
Interjecting Financial Literacy About Credit Cards into the Mathematics Curriculum
… focus specifically on the financial literacy of credit cards. The curriculum involves three lessons about the basics of credit cards and concludes with a project-based learning activity. This curriculum provides specific lessons that can be used to to encorporate financial literacy, as well as …
-
ESSAYS ON HOUSEHOLD DEMAND FOR CREDIT CARDS, BANKRUPTCY AND OVER-SPENDING
… does the new internet era affect the demand for credit cards, which attitudes influence the household's decision to file bankruptcy, and whether expenditure habits encouraged overspending. The study will use the micro level data provides by Survey of Consumer Finance SCF2007. In the first …
-
Effects of gamification mechanisms on the behaviour of bank customers using credit cards
… gamification elements are most desired among credit card users in the banking context? • Is there a significant relationship between gamification and customer engagement, satisfaction, and intention? • Does the use of reward points in gamification influence purchasing behaviour among credit …
-
Exploring credit card behaviors of millennials in the United States
Consumer credit is not a new concept in the United States. It has evolved over time from basic installment plans, which allowed consumers to pay off their purchases incrementally, to the more complicated and increasingly prevalent credit cards in today’s society. This study investigated the credit …
-
Consumer Search And Switching Behavior: Evidence From The Credit Card Industry
<p>The introduction of the credit card in the mid-twentieth century revolutionized and transformed how people live. Based on a set of new survey data, this dissertation empirically investigates and analyzes consumers' behavior in the credit card market. Specifically, it investigates the underlying …
-
Measurement of the Credit Card Augmented Monetary Service Flows in the Economy
… cannot be added to liabilities, for example, credit card balances, which are liabilities to consumers. However, from an innovative perspective proposed by Professor William A. Barnett, we perceive credit cards as transaction service providers, along with monetary assets, such as currency and …
-
An Examination of the Credit Card Payment Practices of College Students
… this means owning and managing their first credit cards. Colleges and universities frequently allow credit card vendors to solicit on campus. This practice is subject to criticism by the popular media, which reports horror stories of college students falling victim to great credit card debt. …
-
Borrowing Against the Future: Practices, attitudes and knowledge of financial management among college students
… before. In addition, the use of high-interest credit cards compounds the educational debt they already face by significant amounts. This significant debt has been linked to adverse effects post-graduation in terms of employment, savings and making major purchases. To assist college students …
-
Deep learning for discovering new product opportunities
… application to product identification in credit cards, we conclude Deep Learning results in significantly better performance than the state of the art. Our approach is scalable to Big Data and can derive superior predictive power from the inexpensive unstructured data exhaust of internet …
-
Comparison of Airline Co-Branded Credit Card Programs via Frequent Flyer Money Saver Analysis for Full-Service U.S. Carriers
… Furthermore, while the airline co-branded credit card award mile earnings and redemption rates fluctuate significantly between different airlines, passengers are not well informed about which airline co-branded credit card requires the minimum amount of credit card expenditure to fly with …
-
Towards improving the usability of system-assigned PINs: can implicit learning techniques help?
… (ATMs), computers, mobile devices, debit cards, and credit cards. People tend to choose easy-to-recall PINs that are related to important dates (e.g., birthdays or anniversaries), or keypad patterns. Unfortunately, such easy-to-recall PINs can be vulnerable to guessing attacks. …
-
Bitcoin : a new way to understand payment systems
… potential to grow as a relevant alternative to credit cards and bank transfer. However, some features of its configuration will hinder its future growth. In this paper, I explore what Bitcoin is today and how could it be improved.
-
Factors Affecting Online Shopping Behavior of Indian Consumers
… (Availability of Internet, computers, credit-cards, cyber laws etc.). Under the purview of aforementioned factors this study tried understanding the online shopping behavior of Indian consumers. Socio-psychological factors and infrastructure have been found influential factors while the …
-
Visualizing and analyzing human-centered data streams
… is as essential as taking along one's watch or credit cards. In addition to their stated and oftentimes proprietary functionality, these technological innovations have the potential to also function as powerful sensory data collectors. These devices are able to record and store a variety of data …
-
Optimizing credit limit policy by Markov Decision Process Models
Credit cards have become an essential product for most consumers. Lenders have recognized the profit that can be achieved from the credit card market and thus they have introduced different credit cards to attract consumers. Thus, the credit card market has undergone keen competition in recent …
-
Design and development of a parallel Proof of Work for permissionless blockchain systems
… traditional digital transaction systems such as credit cards or PayPal. In this thesis, a parallel Proof of Work model is proposed in order to increase the scalability of the processing of the transactions. The goal of this model is to ensure that, no two or more miners put the same effort into …
-
Privacy preserving framework for federated learning in genomics
… genomics where data is highly sensitive. Unlike credit cards or passwords, one's genomic information cannot be modified at will and has the ability to uniquely identify the individual. The objective of this thesis is to develop an easily configurable framework that would allow organizations to …
Page 1 of 3