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Showing 1 to 1 of 1 for “"Credit Scoring and information assymmetry"”.
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Improved Peer-to-Peer Lending Credit Scoring Mechanism using Machine Learning Techniques
… conventional intermediaries by linking lenders and borrowers directly. However, the online P2P lending platforms are faced with a problem of information asymmetry between lenders and borrowers. Assessing borrower’s creditworthiness is important because many P2P loans are not secured by …