Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
Results
Showing 1 to 15 of 15 for “"Credit Growth"”.
-
Credit Information Sharing, Credit Growth and Bank Profitability: The Case of Lesotho
Credit extension plays an integral role in improving access to finance and financial inclusion by availing funds for borrowers while generating revenue for lenders and depositors. Borrowers’ delinquency and low risk appetite for lenders contribute to mediocre levels of credit extension. Information …
-
Quantifying the Effects of Sentiment and Expectations on the United States Credit Growth
… of sentiment and expectations in predicting U.S. credit growth, drawing upon insights from behavioral finance and macroeconomic forecasting. While traditional economic theories emphasize fundamental determinants of credit expansion, growing evidence suggests that psychological biases, investor …
-
Macro-economic determinants of domestic private sector credit in sub-Saharan Africa
Credit, to the private sector, is a critical component in driving growth and development the world over. In Africa, the level of credit advanced to the private sector as a percentage of GDP seems to have lagged other more developed regions at 46% of GDP in 2015, in comparison to 120% of global GDP. …
-
Essays on Financial Crises in Emerging Markets: Role of Capital Inflow, Financial Intermediaries and the Dynamics of Contagion
… examining the role of capital inflow in the credit channel. Episodes of credit boom, fueled by capital inflow, can signal excessive liquidity formation, moral hazard and increased risk taking in an economy. One way to test for this is to find episodes when the relationship between capital …
-
Has growth in the money supply since 1971 led to increased inequality?
… inflation and structurally higher monetary and credit growth, and the decades long trend of reduced income inequality in developed economies was reversed. This thesis puts forward the hypothesis that these two events are related and that there are monetary policy roots to the increased income …
-
Analysis of credit expansion in South Africa
… to the strong relationships between economic growth and credit expansion. The paper analyses the factors driving credit growth in South Africa. It shows the strong income effect on the credit level in South Africa while the changes in interest rates do negatively affect home loans but have …
-
The impact of financial development on private investment in South Africa
… and long-run are market capitalization, domestic credit, growth in output as well as trade openness. Interest rate spread was found significant only in the short-run.
-
The Impact of Monetary Policy, Sterilised Forex Intervention, Demand and Supply Shocks on Credit in Uganda
… banks’ borrowers can offset the impact of credit supply shocks in both local and foreign denominated currencies loans. However, local banks’ borrowers are unable to offset shocks in local and foreign denominated currencies borrowing. This may indicate that these sectors resort to borrowing …
-
Essays on Bank Funding Strategies
… accelerator of economic crises is excessive credit growth. This cause is not totally new, and it has been repeated with continuity over the last century. Under certain economic conditions, financial intermediaries start to lose ground together with their lending standards, resulting in them …
-
Mortgages, Maturity Mismatching and the Transformation of British Banking, 1971-92
… banking sector and the intense containment of credit squeezes brought pressures to a breaking point. Competition and Credit Control was devised to rebalance and contain the industry but instead it unleashed credit growth. The policy was abandoned after two years but not before it had introduced …
-
What are the determinants of non-performing loans in Botswana?
… the following industry level variables (i.e. credit growth, industry size and profitability) and macroeconomic variables (i.e. real gross domestic product (GDP) growth, inflation, real interest rates and the unemployment rate) have a statistically significant impact on the NPL rate. On the …
-
The future of the timeshare industry : will the brands dominate? : A summary of the vacation ownership industry and an analysis of the advantages that the brands have over smaller independent developers
… of time. Timesharing has experienced explosive growth reaching four billion dollars in U.S sales in 2001 with compounded annual growth of over fourteen percent during the past twenty years. Over eighty-five percent of all timeshare owners are satisfied with their purchases. It is estimated that …
-
Essays In Financial Fragility And Regulations
… Flows in the Financial System and Supply of Credit," I study how capital flows in the financial system affect the coordination problem among banks in supplying credit to the real economy. When credit contraction raises concerns about an economic recession, the economy can end up in a …
-
Three essays on banking
… on the aspects of the effects of bank-level credit boom on bank performance and the effectiveness of market discipline in an emerging market, where I compare empirical results between small and large banks. The first essay demonstrates the effects of credit expansion on bank performance. By …
-
Exchange rate regime and exchange rate performance: evidence from East Asia
… The post-crisis interactions among EMP, domestic credit growth, and the interest rate differential between domestic and foreign interest rates, in particular, have been investigated for a representative group of East Asian countries. Finally, this thesis provides further evidence on the …