Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 14 of 14 for “"Consumer Finance"”.
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Essays in Consumer Finance
… explores issues regarding the design of consumer financial contracts and their implications for market structure and economic efficiency. These questions are important because, as the recent mortgage crisis suggests, the relationship between household financial decision making, the …
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Three essays on consumer finance
This thesis consists of three chapters on consumer financial contracts. Particularly, this thesis focuses on the regulation and design of markets for financial contracts, and their impact on household financial health. The first chapter studies the role of consumer protection law in the function of …
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An Analytical History of the Illinois Consumer Finance Act
Made available in DSpace on 2014-12-09T17:52:46Z (GMT). No. of bitstreams: 1 6511878.pdf: 9811271 bytes, checksum: 29bbf12305dcaa36bd03e17c1d654e2f (MD5) Previous issue date: 1965
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Créditos al consumo tras la crisis: el boom del consumer finance en Argentina
… sociales de menores recursos se denomina "Consumer Finance". El objetivo principal de este trabajo consiste en establecer el vínculo entre el desarrollo del mercado de "Consumer Finance" en el período 2003 y 2007; y los cambios en la estructura socio-económica argentina que tuvieron lugar …
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Tornado in Credit Desert: Role of Consumer Credit Access in Disaster Recovery
… on post-disaster financial outcomes of subprime consumers in Arkansas, a state with the lowest usury cap of 17 percent. Due to the restrictive cap, neither payday nor consumer finance companies operate in Arkansas, while they do in all six neighboring states. Using the difference-in-difference …
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A comparison of household saving motives between Chinese and Americans
… this study are from the 2008 Survey of Chinese Consumer Finance and Investor Education and the 2007 Survey of Consumer Finances in the United States. The likelihood of reporting precautionary saving motive, education saving motive, and retirement saving motive was tested by logistic regression …
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Consumer Search And Switching Behavior: Evidence From The Credit Card Industry
… empirically investigates and analyzes consumers' behavior in the credit card market. Specifically, it investigates the underlying determinants of consumers' choices regarding switching credit-card balances. To estimate the likelihood that consumers switch credit cards, two logit models …
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ESSAYS ON HOUSEHOLD DEMAND FOR CREDIT CARDS, BANKRUPTCY AND OVER-SPENDING
Studying household finance and behavior is important not only for understanding the micro level behavior, but also to have a better understanding of the whole economy. The study of household behavior become even more important after the 2007 housing crises, and the giant effect it had (and is still …
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Assessment of household energy access: the Progress out of Energy Poverty Index (PEPI) toolkit for the microfinance sector
… connection or decentralized energy systems. Microfinance services, among other mechanisms, offer a vehicle to improve energy supply of these underserved population. The number of microfinance institutions (MFIs) providing green lending programs, i.e., offering consumer finance solutions for the …
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Three Essays in Housing Economics
… losses in house prices. Chapter three uses the Consumer Finance Monthly (CFM) data set during the period from 2005 to 2012 and the Freddie Mac House Price Index (FMHPI) to investigate the impact of house price on homeowners' debt stress level. The debt stress is measured by four survey questions …
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Essays on taxation: positive and normative aspects
… expense. Using the 1989 and 1992 Survey of Consumer Finance data sets, a difference-in-difference methodology is used to measure how household savings has changed over time for households with college-bound children as opposed to those without. Households without college-bound children do …
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Essays in Household Finance
… education (including a semester-long personal finance class) and relevant financial experiences. Furthermore, preliminary results of a randomized controlled trial (N=117) suggest that an hour-long financial education workshop on the main financial aspects of college increases students' GPA by …
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Consumer bankruptcy in Thailand
Very little is known about the 13,000 Thais who find themselves in the Thai bankruptcy system each year. This system not only affects the individuals who have a bankruptcy case filed against them, but it also affects the Thai economy more broadly. Annually, the Thai bankruptcy system handles debts …
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Street Credit: Neighborhood Level Predictors of Financial Inclusion in Four U.S. Metropolitan Areas
… aspects of retail financial markets and consumer outcomes including rates of savings and indebtedness, the types of consumer credit utilized, and levels of unbanked and underbanked populations. The central aim of this research is to address this lack of understanding by using quantitative …