Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 16 of 16 for “"Business loans"”.
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Economic empowerment through business loans - A critical look at credit protection law for small, micro and medium enterprises in South Africa and Australia
… enforceable and the ambiguity of developmental loans envisaged by the NCA. To address these problems, I have looked to foreign jurisprudence, especially the legal protection offered to SMEs in Australia when taking out a loan. A comparison between South African law and Australian law suggests …
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Bank Profitability, Competition, Efficiency and Specialization in Rural Banking Markets
… profits; (5) banks specializing in rural business loans show higher profitability; (6) individual bank profitability is strongly affected by the market profitability.
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The consequences of bank reporting failure for liquidity creation : evidence from accounting restatements
… by financing relatively illiquid assets, such as business loans, with relatively liquid liabilities, such as demand deposits. Theory predicts that bank restatements can impede liquidity creation by impairing banks access to external funding sources, weakening bank-customer relationships, and …
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Įmonių obligacijų rinkos plėtros veiksnių vertinimas /
… the credit institutions. Tighter standards for business loans forces to look for alternatives (to the knowledge of EC in 2013, there were rejected around 35 percent of SME credit applications in the euro area). One of them is corporate bonds. The favor of this instrument in the market has grown …
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The evaluation of the factors influencing corporate bond market development. Summary of doctoral dissertation /
… the credit institutions. Tighter standards for business loans forces to look for alternatives (to the knowledge of EC in 2013, there were rejected around 35 percent of SME credit applications in the euro area). One of them is corporate bonds. The favor of this instrument in the market has grown …
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Banking and optimal design
… direct lending behavior, especially to small businesses. Using a novel longitudinal dataset of business loans originated by banks and nonbanks, I provide new evidence that nonbanks are cyclical lenders in the business loan market. Overall, my analysis demonstrates the volatility of the …
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Post 2007 crisis unconventional monetary policy in the UK
… induces banks to favour mortgages over business loans to SMEs. My analysis contrasts the implications on bank behaviour of Basel III capital adequacy requirements (scenario 3) with Basel I (simple capital adequacy requirements with no risk weights) and the case of no capital requirements …
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The impact of the National Credit Act on the growth of small business lending in the Vhembe Region of Limpopo
… no 34 of 2005 on the growth of the small retail business lending in the Vhembe region of Limpopo. Over the years there has been an outcry by the small business industry that the banks were unwilling to offer lending products to this sector. The banks on the other hand maintained that this was a …
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Essays in Consumer and Small Business Finance
… consists of three essays in consumer and small business finance. The last US housing boom and the development of mortgage securitization are commonly believed to fuel the credit expansion before the financial crisis. The first two chapters contribute to these discussions by investigating the …
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Essays on financial frictions with an application to the Chinese economy
… two chapters focus on government guarantees on business loans to state-owned enterprises (SOEs), a typical practice of the Chinese government. Chapter 1 embeds partial loan guarantees into the loan contracting problem, built upon the costly state verification framework. A larger degree of …
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Intergovernmental Collaboration in Emergency Management: The Case of the September 2009 Georgia Flood
… aid ranging from hazard mitigation grants, small business loans, and individual assistance to disaster victims. Between September 16 and 22, 2009, Georgia experienced an unprecedented amount of rain resulting in over fourteen counties to be declared disaster areas. The United States Geological …
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New Perspectives about Financial Intermediation: Disruption by Senior Managers and Financial Technologies
… increase credit risk-taking in syndicated bank loans when their systemic risk increases; however, the interrelationship across risks depends on bank managerial styles. Using a connectedness sampling method to differentiate patterns of business policy styles and systemic risk-taking among …
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Analisi pengaruh aset, jaminan dan persepsi suku bunga pinjaman perbankan terhadap keputusan kredit para pelaku UMKM di Kota Blitar
… units and an increase in the number of loans disbursed in small industry. SMEs is one of the nation's economy amplifier has huge market potential, but generally the capital of SMEs is still weak so that the necessary capital concept to help SMEs. Capital can be obtained through the SME …
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Essays on Banking and Local Credit Markets
… negative impact on credit supply to local small businesses, but only a temporary effect on local mortgage lending. The number of new small business loans is 13% lower for several years, and this decline persists even after the entry of new banks. The decline in lending is highly localized, …
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Essays on Interbank Market Funding, Bank Conduct and Performance in the UK
… (Acharya, 2009). Given their distinct business models, objectives and regulatory constraints, they continued to assume higher risks by circumventing the new regulations towards achieving their performance and revenue goals. In some cases, these banks resorted to anti-competitive …
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Fintech and its effect in Factoring and Invoice Lending, a case study of Billie GmbH
Este artículo examina el origen, definición y clasificación de Fintech, comenzando con su origen a fines de la década de 2000 y ejemplifica con una exitosa Fintech fundada en los EE. UU. en 2009 en el segmento de Crowdfunding y Crowdlending. Luego, el documento revisa algunos datos cualitativos y …