Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 233 for “"Borrowers"”.
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Delinquent Borrowers in an Academic Library
Made available in DSpace on 2014-12-08T22:49:31Z (GMT). No. of bitstreams: 1 7105027.pdf: 6082365 bytes, checksum: fbfdda6616181f9b71a8046188f24033 (MD5) Previous issue date: 1970
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Stokvels: bringing together borrowers, savers, and investors
… groups to adopt a structure where there are borrowers who pay interest, and savers and investors who will receive interest on their savings. Four different evaluations were carried out on the system namely, (1) system testing, to evaluate the implemented features and their correctness, (2) a …
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The contracting benefits of accounting conservatism to lenders and borrowers
… ex ante benefits of conservatism to lenders and borrowers in the debt contracting process. First, I argue that conservatism benefits lenders ex post through a timely signal of default risk in the form of accelerated covenant violations by more conservative borrowers. I present evidence that the …
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Both borrowers and lenders: Time banks and the aged in Japan
The rapid ageing of Japan’s population is occurring in the midst of accelerating social change, causing a rethinking about what it means to grow old. Some older Japanese are pioneering new models for ageing through their involvement in groups known as time banks. These are non-profit organisations …
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Both borrowers and lenders: Time banks and the aged in Japan
The rapid ageing of Japan’s population is occurring in the midst of accelerating social change, causing a rethinking about what it means to grow old. Some older Japanese are pioneering new models for ageing through their involvement in groups known as time banks. These are non-profit organisations …
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A Credit Risk Assessment Model for Dairy Farm Borrowers in Mexico
It was concluded, based on statistical results and accuracy levels achieved by the different models estimated, that a model that considers only private land owners and that includes variables leverage and liquidity (measured by the ratios debt to asset and the net income to equity, respectively) is …
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Different Uses of Microfinance Among Conventional and Islamic Borrowers: Evidence from Jordan
… on investment decisions made by microfinance borrowers in Jordan. While there has been a lot of literature concentrating on the level of investment after credit access was made available, there has been very limited research on the impact of Islamic microfinance. The amount of literature …
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Productive and unproductive debt spending of microloans taken by urban borrowers (Johannesburg)
… to differential finance products targeted at borrowers from microlenders. This hung primarily on the purpose or usage of the loan. Weller (2007) defined productive spending as money spent on education and home improvement and consumptive spending as money used for purchasing goods, services or …
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Aspirations as a Component of Life Satisfaction: A Look at Female Microfinance Borrowers in Oaxaca, Mexico
… Using survey data from female microfinance borrowers in Oaxaca, Mexico this project attempts to analyze the affect previous aspirations have on life satisfaction. By creating an “aspirational window” we objectively attempt to gauge the relationship between “high” and “low” aspirations in how …
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Capitalization Methods of Production Credit Associations and Their Impact on Borrowers' Costs (Credit, Pca, Interest Rates)
… accomplish this purpose is by providing their borrowers low, stable cost credit services. The extent to which PCAs are able to reduce the level and the stability of borrowers' costs depends on the capitalization methods employed by the associations.
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Commercial real estate conduit loan : its benefits and costs from the borrowers' and the lenders' perspectives
… loan, focusing on the relationship between borrowers and lenders. A conduit is a loan origination with the intent of securitization through its unbundled production by secialists, whereas traditional loan providers are essentially generalists who offer a bundle of financial services to …
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A Comparative Analysis of Loan Repayments between Credit Cooperatives Societies and Microfinance Institutions Borrowers in Babati District
… The methodological used to collect data from borrowers and lenders in the specific study area were the structured questionnaires were used to collect primary data from borrowers and lenders. Also, secondary data was used to collect empirical information from various literature sources. The …
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Micro-credit for development : testing the claims with a group of women borrowers from Cape Town's Khayelitsha township
Includes abstract. Includes bibliographical references.
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Exploring the influence of interest free microfinance programmes on empowerment of the participating women borrowers in Pakistan : an interpretative inquiry
… free microfinance on empowerment of the women borrowers, which is one of the two main objectives of microfinance interventions. This study has also highlighted that extant microfinance literature has ignored the contextual and subjective nature of women empowerment in conceptualising the …
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Impacts of Lutheran Church Microcredit Loans on Borrowers in Northern Tanzania: A Case Study of Building A Caring Community Project
… of loan repayment period and ongoing training to borrowers on loan use and entrepreneurship and close supervision to increase the loan repayment rate. The government also should formulate policies that will facilitate the CBO MFIs like BCC to access various services such as regulated risk …
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Analysis and assessment of credit rating model in P2P lending : an instrument to solve information asymmetry between lenders and borrowers
… external regulation and more participation from borrowers and lenders. Given the fact that most P2P lending platforms in China first imitated the business model from either the U.S. or European platforms, they have progressively evolved to incorporate different business models due to legislation, …
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Assessment of the Impacts of Access to Personal loans on the Well being of Borrowers, Particularly in TPDF Personal loans in Tanzania
… of access to personal loans on the well being of borrowers, particularly the study intended to determine the extent to which TPDF members accessed personal loans, the existed wellbeing of TPDF Staff, the way how the existed well being of TPDF staff was associated with access to personal loan …
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Risk, Religion, and Islamic Microfinance
… preferences and Islamic religiosity of Jordanian borrowers can be estimated. Specifically, this study highlights the different characteristics of conventional and Islamic microfinance borrowers. Although there is extensive literature on the topics of conventional microfinance and Islamic finance …
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