Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 16 of 16 for “"Bank risk taking"”.
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Theoretical essays on bank risk-taking and financial stability
This thesis proposes theoretical models to study bank risk-taking and financial stability. Three issues are explored: (1) the moral-hazard incentive for securitisation, (2) the socially optimal banking structure for the economy, and (3) the relationship between bank competition and financial …
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The Impact of FinTech Credit on Financial Stability: An Empirical Study.
… technological-financial innovation engaged in bank- like activities, has created new dimensions in nonbank credit intermediation, with potential implications for financial stability. However, existing literature and policy debates provide mixed views about the impact of FinTech credit on …
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Ownership structure and the risk-taking channel of monetary policy
… in the implications of monetary policy for bank risk taking and financial stability. Yet, there has hitherto been limited attention on how ownership structure affects the relationship between monetary policy and bank risk. Drawing on three interconnected studies written as journal articles, …
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Essays in Banking and Default
… In the first chapter, titled "Aggregate Risk and Bank Risk-Taking", I propose a general equilibrium model in which strategic interactions between banks and depositors may lead to endogenous bank fragility and a drop in investment and output. With some opacity in bank balance sheets, …
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Essays in real estate and finance
… The first chapter studies the effects of bank competition on bank risk-taking and lending. Using a quasi-experimental design that exploits the exogenous application of bank antitrust laws following bank mergers, I show that bank competition leads to more loans going to larger and safer …
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Corporate Governance, Performance and Risk-Taking in the U.S. Banking Industry
… the relationship between performance of the bank holding company and several board characteristics. We use five proxies for bank performance including Tobin’s Q, ROA, loan loss reserve ratio, non-performing asset ratio, and net charge-offs ratio. Board characteristic variables we include are …
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Essays in Consumer and Small Business Finance
… to these discussions by investigating the bank-lending channel through which housing shocks and mortgage securitization affect credit access of consumers and small businesses. In addition, home equity debt is also believed to play an important role over the last boom-and-bust cycle; and my …
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Three essays in corporate finance
… the second essay, we find robust evidence that banks headquartered in more religious areas take less risk and remain less vulnerable to financial crises. To reduce risk, these banks grow their assets more slowly, hold safer assets, rely less on non-traditional banking, and provide less …
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Three Essays on the Economic Impact of FinTech Lending
… influence of FinTech penetration on traditional banks’ risk-taking, the influence of non-traditional information on lending discrimination in P2P lending, and whether digital inclusion is a potential determinant of P2P penetration. In Chapter 1, based on a sample of U.S. community banks and …
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Three Essays on Market Discipline in the Banking Industry
… topic is on the market discipline of banking institutions during the most recent business cycle (i.e., the business cycle surrounding the Great Recession of 2007). Market discipline has been a focal point of banking regulation since the implementation of Basel II in June 2004. In an …
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The Effects of Board Gender Diversity on Bank Performance and Risk-taking: Evidence from the Banking Sector in sub-Saharan Africa
Banking crises and governance failures remain persistent challenges in sub-Saharan Africa (SSA), where female representation on corporate boards continues to lag behind that observed in other regions. Despite growing global attention to board diversity, most empirical evidence on the relationship …
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Shadow banking, financial stability and economic performance: implications for regulation in emerging economies
Shadow banking became a topical issue in advanced economies during and after the global financial crisis of 2007/2008. The importance of the study of the shadow banking sector stems from the need to identify the channels through which it benefits the economy and also channels through which it can …
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Bank regulation, supervision and financial stability: An empirical study
This PhD thesis explores the relationship between banking regulations and supervision, and financial stability. In terms of the financial stability, I focus on the banking industry and, particularly, on the role of foreign banks in the transmission of shocks through the lending channel. …
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Capital regulation and bank behavior: Empirical evidence from Asia : A thesis submitted in partial fulfilment of the requirements for the degree of Doctor of Philosophy at Lincoln University
… primary focus in assessing and controlling bank operations. Bank capital represents the shareholders’ benefits and induces them to manage risk properly. This effect is of great significance due to banks’ interconnectedness that quickly spreads the failure of a specific institution over the …