Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 39 for “"Bank loan"”.
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Essays on corporate bank loan contracting
… is comprised of two essays on corporate bank loan contracting. The purpose of the first essay is to investigate the effect of loan's designated purpose on loan agreement contracting terms, as well as to examine whether lenders apply different standards to assess the value of borrower's …
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Organizational Decision-Making: An Exploration of Binary Choice Situations in Bank Loan Decisions
Made available in DSpace on 2014-12-13T20:21:38Z (GMT). No. of bitstreams: 1 7606836.pdf: 4951034 bytes, checksum: 3d85cff617b140cfa0f6e01716525628 (MD5) Previous issue date: 1975
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Winners and Losers: Between Bank Loan and Small Medium Enterprises Equity Investment Scheme (SMEEIS) as Funding Sources for Northern Nigerian SMEs
… access to formal credit from the conventional Banks in Nigeria, and, furthermore, venturing into the potentially untapped revenue base of the sub-sector, which promises opportunities for the conventional banks. This study assesses the comparative financial and non-financial performance between …
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Bank Certification Effect on CEO Compensation
… of outside financing, the announcement of a bank loan agreement prompts a positive and significant market return. Throughout the literature, bank loans are deemed special and unique due to multiple benefits accruing to bank borrowers. The short-term positive market reaction is however …
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Unintended consequences of well-intended regulation : the procyclical effects of the Basel I capital regulations on the U.S. banking industry.
… to address the risks that fractional reserve banking systems cause for depositors. The newest regulatory trend to combat these issues has been capital regulation. Many critics have accused capital regulation of increasing the natural procyclicality of bank loan supply. However, to date the …
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Lenders' and Accountants' Perceptions of the Information Risk Reduction Provided by Prescribed Procedures
The purpose of this thesis is to investigate bank loan officers' and accountants' perceptions of the information risk reduction that results when accountants perform different procedures. Twenty-three accountants' and seventeen bank loan officers' perceptions were studied on three dimensions of …
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Does Country-Specific Globalization Impact Private Loan Contracts?
… in specific foreign countries has on the bank loan contracts of multinational companies. While previous research has shown that increased firm globalization leads to a lower cost of bank debt, I find that this relationship is attenuated when firms operate in countries with certain …
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Bank Income Smoothing and Loan Loss Provisioning Practices in Africa
… of the thesis is to investigate whether African banks use loans loss provisions estimates to smooth reported earnings, and to determine the factors that influence the extent of earnings smoothing among African banks. Earnings smoothing via loan loss provision has been examined in several regions, …
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Essays on entrepreneurial finance : small firms and their banks
… smaller businesses – viz. small firms and their banks. The first essay discusses the pricing of the bank loan for growing SMEs. The second essay examines the role of financial advice to small firms in alleviating credit constraints. The third essay explores patterns of SMEs’ discouragement …
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Essays on corporate finance
… This chapter studies the effect of local bank deposit on the liquidity management of local companies. Local companies save less cash when there is more local bank deposit, but they do not have access to more credit line. Hence, the results do not support the hypotheses that companies have …
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The Role of Trust in Knowledge Acquisition, Technology Adoption and Access to Bank Loans: Results from Field Experiments in the Ecuadorian Amazon
… our measures of trust correlate with accessing bank loans. Farmers who place more trust in community farmers score lower on our pesticide knowledge exam and they are less likely to adopt our pesticide safety equipment technology. We find that farmers who exhibit a preference for trusting …
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Bank lending and monetary policy transmission in Germany
… by means of a structural analysis of aggregate bank loan data. We base our analysis on a stylized model of the banking firm, which specifies the loan supply decisions of banks in the light of expectations about the future course of monetary policy. Using the model as a guide, we apply a vector …
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Analisi pengaruh aset, jaminan dan persepsi suku bunga pinjaman perbankan terhadap keputusan kredit para pelaku UMKM di Kota Blitar
… jaminan dan persepsi suku bunga pinjaman perbankan terhadap keputusan kredit pelaku UMKM di Kota Blitar. Penelitian ini merupakan jenis penelitian kuantitatif dengan analisis deskriptif yang memakai alat uji SPSS Windows 16. Populasi penelitian adalah 122 unit usaha dengan jumlah sampel …
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Managerial risk-taking incentives and state economic growth
… likely to be abundant. Further, subsequent total bank loan charge-offs are greater in states with high aggregate risk-taking incentives and a high level of credit supply. M&As consummated in states with both high aggregate risk-taking incentives and a high level of credit supply perform …
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The impacts of bank mergers and acquisitions (M&As) on bank behaviour
This thesis examines the impact of bank mergers and acquisitions (M&As) on lending behaviour by commercial banks. We use the data set of large European commercial banks from 1997 to 2005. Empirical models are formulated to explain the effects of mergers on bank loan pricing behaviour, interest …
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Essays in economics
… the effects on firms' budget constraints and on bank loan allocation of introducing a strict bankruptcy law in a transition economy. A stylized model of soft budget constraints suggests that bank loans tend to remain available for financially weaker firms due to the bank's financial commitment …
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Firm growth, innovation and access to finance: Evidence from European SMEs
… In contrast, firms are less likely to secure loans from banks during this period. Chapter Three examines how SMEs can reduce information asymmetry and increase the probability of obtaining a bank loan. SMEs can easily establish a lending relationship with suppliers, which may improve firms’ …
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Estudio de prefactibilidad para la instalación de una planta procesadora de colchonetas de caucho reciclado
… financed 60% by own capital and 40% with a bank loan. In addition, it is confirmed that the project is economically and financially viable by having a positive Economic and Financial Net Present Value of S/ S/ 622,947 and S/1,030,590 respectively; as well as an Internal Rate of Economic and …
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Estudio de prefactibilidad para la instalación de una planta de producción de calzado deportivo hecho a base de plástico reciclado y látex de shiringa (Hevea brasiliensis)
… is S/ 15 300 158, which will be financed 50% by bank loan and 50% by own capital. In addition, the project is economically and financially viable, since VANE and VANF are positive and have a value of S/ 15 975 316 and S/ 17 533 627 respectively. On the other land, the TIRE and TIRF have a value …
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